
Episode #47
47. What to Do If Your 401k Doesn’t Have a Target Date Fund And Why the Best Investment Strategy Is Kinda Boring
If you’ve ever opened your 401(k), seen only a few investments, and thought… Wait. Is this really enough? Investing has a reputation for being complicated, which can make a simple portfolio feel almost too simple. Shouldn’t you own more funds? More stocks? More… stuff? In this episode, we’re breaking down what a strong, simple investment portfolio can actually look like — especially if you don’t have a target date fund in your 401(k) . You’ll learn: ✨ The 4 things to look for in a strong core portfolio ✨ How just a few funds can give you exposure to thousands of companies ✨ What you might see in your 401(k) if you don’t have a target date fund ✨ Why owning more funds doesn’t necessarily mean you’re more diversified ✨ What to look for so you understand what you own, why you own it, and what you actually need to do next The goal isn’t to build the fanciest-looking portfolio. It’s to be able to open your investment account and think: I know what I own. I know why I own it. And I feel confident leaving my money here for the long haul. If you’ve been investing for years but still have that nagging feeling of “I hope I’m doing this right,” my 90-Minute Money Session is designed to help you finally answer that. We’ll look at your investments alongside the life you’re trying to build, so you can leave knowing: ✨ What you’re already doing right ✨ What, if anything, needs to change ✨ Whether your investments are actually supporting your goals ✨ Exactly what your next steps are Book your 90-Minute Money Session at buildwealthwithkatie.com/supportsession

