Debt Talk

"Debt’s a tough subject — but it’s time we talked. With the cost of living crisis biting and big changes shaking up the debt world, Debt Talk dives into the heart of it all. From collectors and enforcers to lenders and advice charities, we’re bringing real voices and raw stories to the mic. Let’s break the silence, challenge the system, and find out what support really looks like when debt hits home."

Debt Talk is a news podcast hosted by Ripon Ray, with 43 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Ripon Ray hosts Debt Talk, a news show with 43 episodes published.

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  Episode #6

  Debt Talk: Wars & Our Personal Finance

  Apr 13, 202639 minS4

  <p>With major wars unfolding globally, including the most recent tensions involving Iran, Israel, and the USA, the impact is being felt far beyond the countries directly involved. Even here in the UK, people are starting to see the effects in everyday life.</p><p>Disruptions around the Strait of Hormuz have highlighted just how vulnerable we are. Rising fuel costs are already hitting households, and this is beginning to push up the price of essentials like food.</p><p>In this month’s Debt Talk podcast, Ripon Ray explores how global conflict connects to our personal finances and why it...

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  Episode #5

  Debt Talk: Council Crisis & Resilience Funds

  Mar 13, 202644 minS4

  <p>As April 2026 begins, local councils across the UK have already set their budgets and secured funding to support financially vulnerable communities. In this episode of the Debt Talk podcast with your host, Ripon Ray, we explore an issue that matters deeply to many people: Council Crisis & Resilience Funds. </p><p>I’m joined by three expert guests who help us unpack and navigate this vital topic: </p><p>Laura Stoker, Head of the Tackling Poverty Team at Lambeth Council, explains how previous discretionary payments introduced after welfare reform created uncertainty for local authorities and the people they were trying to...

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  Episode #4

  Debt Talk: January Financial Planning

  Jan 13, 202639 minS4

  <p>January is hard.</p><p>The celebrations are over, the bills have arrived, and for many of us, savings have quietly disappeared. As we wait, often painfully, for the next pay cheque, January becomes the month of fresh starts, New Year’s resolutions, and, if we’re honest, a few broken promises.</p><p>I’m Ripon Ray, your host, and in this episode of the Debt Talk Podcast, we focus on January Financial Planning and how money is closely linked to the promises we make to ourselves at the start of the year.</p><p>To help us naviga...

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  Episode #3

  Debt Talk: Financial Abuse & Our Communities

  Dec 12, 202546 minS4

  <p>As we move into the next episode of the Debt Talk podcast, Financial Abuse & Our Communities, we do so against the backdrop of growing public concern about domestic abuse in the UK, particularly the recent cases where coercive control, economic exploitation and intimate partner violence have escalated into fatal harm. This makes our conversation with front-line experts even more urgent.</p><p>Dr Clare Wiper, Assistant Professor in Criminology at Northumbria University and co-author of the report “Designing Out Economic Abuse in the UK’s Banking Industry: A Call for Action”, highlights how deeply financial systems can compound the risks...

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  Episode #2

  Debt Talk: The Cost of Digital Inclusion

  Nov 14, 202542 minS4

  <p>In this month’s Debt Talk podcast, Ripon Ray explores one of the most pressing challenges in modern Britain: the real cost of digital inclusion. As technology becomes central to everyday life, what happens to those left behind? How do we bring marginalised communities into the digital mainstream without deepening inequality or compromising privacy?</p><p>Joining the conversation is Elizabeth Anderson, CEO of the Digital Poverty Alliance, who unpacks what true digital inclusion means in today’s society. From a student needing online tools for geography lessons to individuals struggling to upload documents or access essential services, Elizabeth illu...

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