
Episode #4
April 2026 Regulatory Intelligence Report
<p><br></p><p>We break down a month that reshaped financial regulation from several angles. First, we track three interagency capital proposals that could lower binding requirements for many banks. That shift matters because it changes how firms plan lending, liquidity, and balance sheet strategy. Throughout the episode, we return to capital reform as the thread that ties the month together.</p><p>We start with the most consequential move in the report. The FDIC, Federal Reserve, and OCC advanced three connected proposals on March 19. Those proposals cover Basel III endgame changes, the standardized approach, and GSIB surcharge revisions...

