Disruption / Interruption

When did you say ”THAT’S IT! I’VE HAD IT!”? Time to Disrupt and Interrupt with host Karla Jo. Every week KJ interviews professionals who are disrupting their industries and altering economic networks that have been antiquated with bull-headed predecessors holding up the progress.KJ delves into uncovering more from industry rebels and innovators that you didn’t know you needed in your life.

Disruption / Interruption is a business podcast hosted by JoTo PR, with 100 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

JoTo PR hosts Disruption / Interruption, a business show with 100 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Episode #243

  Disrupting the $35 Billion Escrow Industry: The Missing Infrastructure for Modern Finance, with Lopsii Olagoke

  Aug 12, 202643 minS4

  In this episode of Disruption/Interruption, Lopsii Olgoke, CEO and co-founder of Nezz, explains why high-value B2B settlements still move too slowly and cost too much. He breaks down how escrow yield gets pocketed by third parties instead of the people whose money is sitting idle, and how a 900% spike in deepfake and business email compromise fraud is putting law firms, escrow agents, and title companies at risk. Lopsii Olgoke describes how Nezz built a programmatic settlement layer that lets organizations control multi-party transactions without ever giving up custody of their funds. The conversation covers unexpected early adopters in the middle market, the resistance disruptors face from entrenched players, and why unlocking trapped capital could reshape how the economy itself moves.   Key Takeaways: 3:49 — Who is driving disruption in escrow and settlement payments? 8:59 — What is fueling a 900% surge in fraud targeting law firms and title companies? 13:06 – How does [Nezzapp] let organizations control settlements without holding the funds? 25:34 — When did mid-market companies become the fastest-growing adopters?   Quote of the Show (06:24): "If you're putting your own money somewhere else, why don't you make some money from it too?" – Lopsii Olagoke   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Lopsii Olagoke : Company LinkedIn: https://linkedin.com/company/nezzapp Company Website:  nezzapp.com How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

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  Episode #242

  Disrupting the Tech Monopolies: Investing in the Attention Economy with Tahnoon Murtza

  Aug 5, 202625 minS4

  Tahnoon Murtza, founding partner of [Grey Sheep Ventures], joins host KJ to challenge the assumptions holding traditional venture capital back. At 22, Tahnoon is one of the youngest emerging fund managers in the game, and he argues that the old VC playbook, built on proprietary tech and institutional gatekeeping, no longer fits the world AI has created. His thesis centers on distribution, influence, and authentic founder relationships as the new moat. The conversation covers why legacy funds are losing deals to scrappier, more connected investors, and what a punk rock ethos has to do with building a better fund.   Key Takeaways: 1:00 — What killed proprietary tech as a startup moat 6:07 — How distribution and social influence replaced the old investment thesis 7:50 – Who is getting left out of VC decisions and why it matters 11:07 — When investors flip the power dynamic, founders take notice   Quote of the Show (23:33): "If you want to build something authentic, it takes copious effort, it takes obsession, it takes a consuming amount of time. And if you're going to commit to that, you want a VC partner who's going to put the same effort into your company that you are." – Tahnoon Murtza   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Tahnoon Murtza : LinkedIn: https://www.linkedin.com/in/tahnoon-m-b4071419a/ Company Website:  https://www.greysheepventures.com/ How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

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  Episode #241

  Disrupting the AI Hype: Building Tech for Real-World Economic Survival with Sean Reel

  Jul 29, 202642 minS4

  Sean Reel, Executive Director of Ignite Bermuda, joins host KJ to break down why traditional startup accelerators have a fundamentally broken model and what it actually takes to help businesses survive. Over seven years, Sean has built an ecosystem that flips the standard 80% failure rate into an 80% success rate by focusing on mindset over money and skills. He shares how startup principles including MVPs, enablement coaching, and AI-powered language models are now directly relevant to mid and large-size companies forced to innovate faster than ever. The conversation spans AI panel testing, social entrepreneurship, and what it means to build great people, not just great businesses.   Key Takeaways: 7:50 — What is actually killing startups that have money and skills? 8:39 — How does the enablement model differ from traditional coaching? 13:05 – When does AI-powered product testing become a viable alternative to expensive focus groups? 27:18 — Who is the real output of a high-performing accelerator?   Quote of the Show (31:01): "The three things we're missing or short of is time, money, and health. Don't trade them in the wrong order." – Sean Reel   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Sean Reel: LinkedIn: https://www.linkedin.com/in/seanreeluk Company Website:  http://www.ignitebermuda.com   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

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  Episode #240

  Disrupting Black Swan Events: How We Could Have Seen It Coming, with Dr. Jeffrey Edwards

  Jul 22, 202631 minS4

  Dr. Jeffrey Edwards, founder and chief risk strategist of FFERM Technologies, joins host KJ to challenge the financial industry's decades-old reliance on likelihood and impact heat maps for risk management. He traces that methodology back to a 1984 Department of Defense weapons framework that was never designed for financial services, and explains why it leaves institutions blind to risk contagion, compounding, and black swan events. The episode makes a compelling case that the next major financial collapse is not unpredictable. It is just being measured with the wrong ruler.   Key Takeaways: 4:58 — Where did the financial industry's risk management framework actually come from? 14:28 — What happens when two separate risk events collide at the same time? 15:32 – When should an institution stop relying on the heat map as its primary risk tool? 23:19 — How does FFERM Technologies transform a risk score into something actually useful?   Quote of the Show (13:09): "Math can guide you down the wrong path if you're asking and looking at it the wrong way." – Dr. Jeffrey Edwards   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Dr. Jeffrey Edwards: LinkedIn: http://www.linkedin.com/in/drjeffreyedwards Company Website:  https://www.ffermtech.com/site   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

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  Episode #239

  Disrupting Legal Access: How Automation Makes Justice More Affordable with Saumya Banker

  Jul 15, 202628 minS4

  Saumya Banker, co-founder and CEO of Donna AI, joins host KJ to pull back the curtain on the operational dysfunction hiding inside the legal industry. After watching his cousin's divorce case drag on due to missed communication, opaque billing, and overwhelmed staff, Saumya interviewed 75 lawyers and job-shadowed firms to map the real workflow. What he found: 40% of small law firm work is purely administrative, and AI can handle it. Donna AI is building the operating system for solo and small personal law firms so lawyers can take on more clients, charge less, and give more people a real shot at justice.   Key Takeaways: 4:51 — Why hourly billing is broken and who's really paying the price 8:27 — What Saumya found when he job-shadowed 75 lawyers across different practice areas 16:22 — When a case stalls, who ends up paying the real price 18:39 — What Donna AI actually automates inside a small law firm   Quote of the Show (1:00): "AI is not here to take your job. It's here to supercharge you. The folks who use AI are going to take the jobs of the folks who don't." – Saumya Banker   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Saumya Banker: LinkedIn: http://www.linkedin.com/in/saumyabanker Company Website:  https://donnaanswers.com   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

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