Episode #22
S1:E22 The Real Inflation Rate Is Way Higher Than They Tell You
The real inflation rate could be double what the government reports. Find out what's really happening to your money and how to protect it. Think the official CPI number tells the whole story? Think again. In this episode of Hilton TruWealth, Mark Miller breaks down why the real inflation rate families are experiencing, often 8–10%, is far higher than the 4% headline number the government publishes. We dig into how housing costs, grocery bills, gas prices, and everyday expenses are quietly eroding your purchasing power, and why traditional inflation measurements like "owners' equivalent rent" and geometric mean weighting may be hiding the true cost of living. You'll learn: ✅ Why the official inflation rate often doesn't match real-life costs ✅ How housing makes up 34% of the CPI, and why that number can be misleading ✅ Why retirees and fixed-income investors are especially vulnerable to inflation ✅ How a $10,000 CD can actually lose purchasing power even while "earning" interest ✅ Why cash needs a purpose in your portfolio, not just to sit idle ✅ How diversified "TruWealth" portfolios go beyond the traditional 60/40 split ✅ Which asset classes, like commodities and agriculture, may benefit from inflation ✅ Why inflation planning is the foundation of real wealth planning Inflation isn't just a number in a government report, it's something you feel every time you fill up your gas tank, pay your grocery bill, or renew your insurance. At Hilton Tax & Wealth Advisors, we believe smart, coordinated wealth planning is the key to protecting your purchasing power, your retirement income, and your legacy for years to come. Claim Your Complimentary Wealth Strategy Books: Hilton Wealth: How to Invest Like an American Dynasty → book.hiltonwealth.com The Tax-Free Business Owner → book.hiltonwealth.com/taxbook Book a free Hilton TruWealth™ Strategy Session → calendly.com/hiltonwealth/hilton-truwealth-strategy-session ✨ FOLLOW ME Facebook: https://www.facebook.com/HiltonWealth LinkedIn: https://www.linkedin.com/company/hiltonwealth/posts/?feedView=all Website: https://www.hiltonwealth.com/ SUBSCRIBE: https://www.youtube.com/@HiltonWealth ⚠️ Disclaimer: This content is for informational purposes only and is not investment advice. Please consult a qualified financial advisor before making financial decisions. SUBSCRIBE to Hilton TruWealth for new episodes every Tuesday covering inflation, retirement, tax planning, family office services, and building generational wealth. COMMENT below — how has inflation impacted your budget this year? SHARE this episode with someone who needs to hear the truth about inflation. #InflationRate #WealthPlanning #RetirementPlanning #PersonalFinance #HiltonWealth #TrueWealth #FinancialPlanning #InvestSmart #CPI #PurchasingPower
