
HOA HELL
Does my Condo Insurance Cover my California HOA’s Special Assessment?
In this HOA Q&A, California’s most respected homeowner-side HOA attorney, Michael Kushner, explains loss assessment coverage and how it pays a condo owner’s share of a California HOA special assessment. Such coverage could only be found in your own HO-6 condo policy, but most California condo owners either don’t carry it or carry a token amount that doesn’t help much at all. There’s a specific way to ask your agent for it, and a specific amount to carry, and you can only buy it before the loss happens. What You’ll Learn in This HOA Q&A: ✅ What loss assessment coverage is. ✅ When loss assessment coverage will pay out to you. ✅ How much loss assessment coverage you should ask your agent about. ✅ The two situations that typically come up where loss assessment coverage kicks in. Special assessments hit without warning, and this Q&A explains the one insurance move that can cover your share before it’s too late to make it. Helpful Links: “HOA Loss Assessment Coverage: Can Insurance Pay My Special Assessment?” https://mbkchapman.com/hoa-loss-assessment-coverage-fact-sheet/ If you enjoyed this Q&A, please like and subscribe to HOA HELL. Listen on YouTube at @hoahellpodcastofficial or wherever you get your podcasts. To schedule a consultation, visit https://mbkchapman.com/ and mention the HOA HELL discount. Disclaimer: This content constitutes attorney advertising. The content of this podcast is for general informational purposes only and does not constitute legal advice. No attorney-client relationship is created by listening to this podcast, submitting a question, or receiving a response. Always consult with a licensed attorney regarding your specific legal situation. MBK Chapman and Michael Kushner disclaim any liability for actions taken or not taken based on the information provided in this podcast. This communication does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. About: Michael Kushner created and taught the systems now used by the biggest law firms in the state focused on HOA litigation. Managing partner of MBK Chapman, and author of the best-selling book, HOA HELL, Kushner teaches homeowners how to fight their bad HOAs and win. Amazon [ https://tinyurl.com/tx47hmvn ] | Barnes & Noble [ https://www.barnesandnoble.com/s/hoa%20hell ] #DavisStirlingAct #LossAssessmentCoverage #SpecialAssessments #hoaproblems, #hoawars, #homeowneradvocate #HOAlawyer #HOAattorney #CaliforniaHOA #badHOA #HOAHell HOA Hell Attorney Michael Kushner, California’s #1 homeowner-side HOA lawyer, shares real legal tools to help homeowners fight back and win against Bad HOAs. Got an HOA nightmare? Submit your question at HOAHELLpodcast@mbkchapman.com . Or learn more about your rights as a homeowner by visiting: https://www.mbkchapman.com/fact-sheets . Follow us on: Instagram: @mbkchapmanpc YouTube: HOA Hell LinkedIn: https://www.linkedin.com/company/mbk-chapman Facebook: https://www.facebook.com/MBKChapman X: https://x.com/MBKchapman Reddit: https://www.reddit.com/r/hoa_hell/

