In Check with Fintech

Welcome to the PCN podcast series. In this podcast series we will talk about all things related to the payments & fintech industry, from open banking to blockchain, cybersecurity, ecommerce, merchants, acquirers, PSP’s and more!

In Check with Fintech is a business podcast hosted by PCN, with 100 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

PCN hosts In Check with Fintech, a business show with 100 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

• 

  Episode #175

  S07E15: The BNPL Reality Check with Sabrina Flunkert – CEO at Ratepay

  Jul 30, 202541 min

  Is BNPL oversaturated, or just misunderstood? In this special In Check with Fintech episode recorded live at Money20/20 Europe , we sit down with Sabrina Flunkert , CEO at Ratepay , one of the sharpest minds in European payments. After starting as CFO and stepping into the CEO role, Sabrina has helped Ratepay solidify its position as a white-label BNPL leader. While others chase scale through branding and consumer-facing apps, Ratepay stays laser-focused on merchant value, seamless integration, and responsible credit. In this episode, Sabrina shares what it really takes to build a sustainable fintech that goes the distance. We cover: 🔍 What most BNPL players get wrong about scale and profitability 🧩 Why white-label solutions create more value than branded ones 🧠 How to lead high-performing teams without micromanaging 📉 How consumer behaviour, default rates, and economic shifts are impacting BNPL ⚖️ Why being regulated matters more than ever for building trust 📊 How Ratepay uses risk scoring as a true competitive advantage 🚀 Why saying no to the wrong partnerships protects long-term growth 🧭 How Sabrina created a culture of ownership, trust, and strategic focus Whether you’re building a fintech product, leading a team, or staying ahead of payments trends, this episode delivers clear, thoughtful insight without the noise. Listen in for a candid take on leadership, regulation, and the future of BNPL 🎧

  ListenShow Notes
• 

  Episode #174

  S07E14: Why Merchants Are Losing the Chargeback War with Roenen Ben-Ami – Co-Founder and Chief Risk Officer at Justt

  Jun 26, 202540 min

  Chargebacks are costing merchants billions and most still don’t have a system built to win them back. In this episode of In Check with Fintech, host Rogier Rouppe van der Voort sits down with Roenen Ben-Ami , Co-Founder and Chief Risk Officer at Justt , to unpack the $180B friendly fraud problem, why first-party misuse is rising, and what it takes to recover revenue at scale without compromising customer experience. Key topics covered: 💸 The $180B blindspot – Why most chargeback losses are preventable, and how merchants are leaving money on the table 🤖 Fighting fraud with dynamic arguments – How Justt tailors evidence responses at scale using automation 📉 Why 90% of chargebacks are mishandled – The operational gap most merchants haven’t solved 🧠 From true fraud to first-party misuse – What makes friendly fraud harder to detect, and why it’s growing fast ⚙️ Scaling without the headcount – How merchants are replacing 15-person chargeback teams with API-based recovery 📊 Regulation, risk, and recovery – How Visa and Mastercard’s changing rules are reshaping chargeback strategy Roenen shares practical insights from his time at Simplex and Justt, along with lessons in co-founding, team building, and product innovation. Whether you’re a fintech operator, risk leader, or scaling merchant, this episode is a deep dive into the hidden costs and massive upside of getting chargebacks right. Tune in now to learn how leading fintechs are reclaiming revenue and staying compliant in a changing fraud landscape. 🎧

  ListenShow Notes
• 

  Episode #173

  S07E13: Surviving the Startup Climb with Thomas Vles – Founder of GoDutch

  May 28, 202551 min

  Founding a fintech isn’t just about product-market fit, it’s about resilience, timing, and making brutal calls when the stakes are high. In this episode of In Check with Fintech, host Rogier Rouppe van der Voort sits down with Thomas Vles , Founder of GoDutch , to unpack the emotional and strategic reality of startup life — from raising funding to walking away from a near-exit. Key topics covered: 🧗 Startup Setbacks & Survival – Why Thomas compares founding a company to climbing a mountain, and what it takes to keep going when the summit keeps moving 💸 Funding Without VC – How GoDutch raised €500K+ from users, and why traditional VC wasn’t the right fit 📉 When the Deal Falls Through – The hard lesson Thomas learned after celebrating too early 🔁 Building Again After Burnout – How previous exits, near-failures, and becoming a parent changed his leadership style 🔍 Founder Vulnerability & Truth-Telling – Why we need more honesty in startup storytelling and what it unlocks for teams and investors Thomas brings candid reflections from his journey building Poopy Cat, We Do I Do, and now GoDutch, including how he rebuilt after nearly losing everything. Whether you're a founder, operator, or investor, this episode is a reminder that growth is never a straight line and sometimes, the hardest climbs build the best entrepreneurs. Tune in now for real stories from the frontlines of fintech. 🎧

  ListenShow Notes
• 

  Episode #172

  S07E12: Building Again After Volt with Jordan Lawrence - CEO and Co-Founder at Damisa

  Apr 30, 202549 min

  What if the work ethic that built one of Europe’s fastest-growing fintechs could unlock an even bigger opportunity? In this episode of In Check with Fintech, host Rogier Rouppe van der Voort sits down with Jordan Lawrence , CEO and Co-Founder at Damisa and former CGO and Co-Founder of Volt , to explore the real playbook behind scaling, surviving hypergrowth, and why he’s betting on a bold new frontier. Key topics covered: 📈 Lessons from Hypergrowth – What it really takes to scale from startup to global fintech player 🔍 Building vs. Burning Out – How to grow fast without breaking your team (or yourself) 🏦 Fintech’s New Frontier: Escrow and Stablecoins – Why cross-border payments are ripe for disruption 👥 Hiring Right, Scaling Smart – How the right early hires determine everything at scale ⚡ Why Speed Alone Isn’t Enough – The overlooked factors that separate long-term winners from flameouts 🌍 Global Expansion Playbook – Why founders must be hands-on when opening new markets Jordan shares behind-the-scenes insights from building Volt, lessons learned from opening new markets like Australia, and why resilience, honesty, and smart risk-taking are non-negotiables for fintech founders. Whether you’re scaling a fintech, launching a startup, or investing in the next wave of innovation, this episode is packed with real-world takeaways on how to build smarter and go further. Tune in now and get the playbook for scaling beyond survival. 🎧

  ListenShow Notes
• 

  Episode #171

  S07E11: Redefining Leadership in Fintech with Emma Hagan – CEO at ClearBank

  Mar 26, 202537 min

  What does it take to move from a risk-focused career to the CEO seat at one of the UK’s most influential fintechs? And why is having a female CEO in fintech still seen as “unusual” in 2025? In this episode of In Check with Fintech, Emma Hagan, CEO at ClearBank, joins Rogier for a wide-ranging conversation that goes beyond her impressive career. From leading innovation in embedded banking and digital assets to advocating for inclusion in fintech, Emma shares the experiences, challenges, and decisions that shaped her path, and how she’s helping shape the industry. With over 20 years in commercial and corporate banking, Emma reflects on everything from early-career uncertainty to her current role driving ClearBank’s UK and European expansion. She also addresses the weight of being a visible woman in leadership, the importance of authentic mentorship, and why DEI must be treated as a core value and not a temporary initiative. Whether you're leading a team, navigating your next step, or pushing for greater representation in fintech, this episode offers real insight into growth, resilience, and leadership that sticks. Tune in to hear: 💼 How Emma built her career without a set roadmap and why that mattered 🧠 The mental shifts required to move from expert to executive 🏦 Why ClearBank is doubling down on embedded banking and digital assets 🌍 What Emma sees as the most overlooked opportunities in fintech today 🤝 Her take on mentorship, representation, and making DEI sustainable This episode is for anyone looking to grow in their career, challenge limiting beliefs, or lead with purpose in fintech. Tune in now to learn how fintech’s fastest movers stay ahead of the curve. 🎧

  ListenShow Notes

Recent guests on In Check with Fintech. Study who booked and why before you pitch.

Based on semantic analysis of episode topics and host coverage, this show is a strong guest fit for executives in:

Industry fit is computed by PitchCentric using vector embeddings of the show's episode catalog.