Is It Covered?

Welcome to Is It Covered?, the podcast that makes insurance engaging, understandable, and even fun! Hosted by Brian and Bruce Chapman, owners of the family-run JD Chapman Insurance Agency, this show dives into the world of insurance, answering the big question everyone asks: “Is it covered?” Each episode, we break down real-life insurance claims, explore behind-the-scenes insights into the industry, and share the values that have guided our family business for over 60 years. From home and auto coverage to commercial insurance and everything in between, Is It Covered? takes the complexity out of insurance while keeping it interactive and relatable. Whether you’re a first-time insurance buyer or a seasoned business owner, tune in for stories, tips, and advice that help you protect what matters most.

Is It Covered? is a business podcast hosted by Unknown Host, with 44 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Unknown Host hosts Is It Covered?, a business show with 44 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Episode #144

  Your Pipes Burst And Flood Your Basement

  Apr 7, 20267 minS1

  Your pipes burst in the middle of the night — water is everywhere. Is it covered?<br /><br />In this episode, Bruce and Brian Chapman of JD Chapman Insurance Agency break down exactly how a homeowner's policy responds to a burst pipe, what the insurance company will and won't pay for, and the one mistake that could get your entire claim denied.<br /><br />🔑 What we cover:<br />What a standard homeowner's policy covers when a pipe bursts<br />Why the pipe itself isn't covered — but why that usually doesn't matter<br />The negligence trap: what happens if you turned your heat of...

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  Episode #143

  25-Car Pileup in a Whiteout

  Mar 31, 20269 minS1

  A snow squall hits without warning, visibility drops to zero, and suddenly 20+ cars are slamming into each other on the highway. It happened on I-90 and I-81 — and it could happen to you.<br />In this episode, Bruce and Brian Chapman of JD Chapman Insurance Agency break down exactly what happens to your insurance when you're caught in a multi-vehicle whiteout pileup. Who's at fault? Does your policy cover it? What if you're injured?<br />🔑 What we cover:<br />• How fault is determined (or not) in a multi-car pileup<br />• Why this type of crash may be classified as "not at fault"...

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  Episode #142

  Your Plow Guy Damages Your Garage Door

  Mar 24, 20269 minS1

  ❄️ Your plow guy just backed into your garage door — now what? In this episode of Is It Covered, Bruce and Brian Chapman of JD Chapman Insurance break down a multi-scenario snow plow claim that covers everything from garage door damage to dangerous snow piles blocking traffic.<br />Whether you're a homeowner hiring a plow contractor or someone running a plow business on the side, this episode is packed with real-world insight you don't want to miss.<br /><br />⏱️ TIMESTAMPS<br />00:00 – Introduction & Disclaimer<br />00:28 – Welcome to the Winter Edition<br />01:18 – The Multi-Scenario Snow Plow Claim<br />02:17 – What Insurance Does a Plow Operator Need?<br...

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  Episode #141

  Ice Dams Ripped The Gutters Off My House

  Mar 17, 20269 minS1

  Ice dams can look harmless—until your ceiling starts to sag and water stains show up inside. In this episode of Is It Covered?, Bruce and Brian Chapman break down what ice dams are, why they happen (often from heat loss and poor insulation in older homes), and the key insurance question homeowners and business owners keep asking: will insurance pay to remove the ice dam—or only for the damage it causes? They explain how coverage typically works, why prevention and “fixing the cause” is usually on you, and why waiting can turn a manageable water issue into a bigger p...

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  Episode #140

  We Bust The Biggest Myths of Insurance with Josh Patterson

  Nov 18, 202544 minS1

  You think insurance adjusters are out to deny your claim—what if that’s completely backwards? In this episode of Is It Covered?, Bruce and Brian Chapman sit down with veteran all-lines adjuster Josh Patterson from Cincinnati Insurance to reveal how claims are really evaluated, how documentation and mitigation make the difference, and how AI is changing the game.<br /><br />Hear real talk about home and business insurance claims: roof hail damage, solar panels, water leaks, dash-cam auto accidents, police reports, and why the phrase “insured to value” matters more than ever. Discover how prompt communication and a few smart st...

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