Money Ripples Podcast

Chris Miles is your Cash Flow Expert and Anti-Financial Advisor. From passive income and personal finance strategy to infinite banking tips, this podcast is the place to start if you're on a journey to financial freedom. Listen and learn how to get your money working for you so you don't work so hard for your money! In this podcast, you will learn how to become "work optional" and live the life that you want. You will be able to quit your 9-to-5 by creating passive income. 401k will never make you free, putting anything in the stock market is a gamble, you need passive income with real cash flowing assets to become financially free. Traditional Financial advice will never get you there and financial advisers are just salespeople. Not only will be talking about why you need passive income, how to get it, and what alternative investments you can put your money into, but we also will talk about a little-known strategy called infinite banking. Infinite banking is when you use your whole life policy to help fund you're investing deals. We call it a supercharged savings account where you can get your money to pay you twice. Max ROI infinite banking policies, when designed correctly, can help you double the money you make on investments because you are becoming your own bank. We have many episodes about infinite Banking and how you can use it as a part of your alternative investing strategy. Retirement is closer than you think. You don't have to wait until you're 65 if you invest your money in passive investments. Real estate has always proven to be the best investment that the wealthiest people put their money into. Why would we reinvent the wheel at this point? Real estate is a great asset to bank on. Many of our episodes talk about the returns you can make on real estate, and how when you invest in things like syndications or turn-key real estate you have a passive investment with minimum work on your end. Start living the life

Money Ripples Podcast is a business podcast hosted by Unknown Host, with 0 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Unknown Host hosts Money Ripples Podcast, a business show with 0 episodes published.

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  Episode #1089

  Caleb Hammer vs. Dave Ramsey: Who's Actually Right About Your Money?

  Aug 13, 202638 minS11

  Caleb Hammer and George Kamel sat down to debate the biggest financial headlines — and Chris Miles crashed the party uninvited. In this episode, the Cash Flow Expert and Anti-Financial Advisor reacts to every take, agrees where they're right, and fires back where the math simply doesn't hold up. Spoiler: Chris sides with Caleb Hammer more than you might expect. But the 7% withdrawal rate debate is where things get real — and where Dave Ramsey's camp gets called out with actual numbers. Here's what we cover: - Sports betting ruining young men's finances — agree or disagree? - Is a $100K salary still middle class? The location and lifestyle nuance nobody mentions - Can you retire on $100,000 total? (Spoiler: absolutely not) - Good debt vs. bad debt — where Kiyosaki is right and where he goes too far - Renting vs. buying right now — why the math actually favors renting in 2025 - US Bitcoin stockpile — why Chris thinks it's about control, not diversification - Is inflation really Americans' #1 financial problem? What a 12,000-person poll actually found - The 7% withdrawal rate debate — why George Kamel's defense made Chris's blood boil - The real math on $1M at 7% over 30 years (51% failure rate — this is not a drill) - Why Dave Ramsey's 8% withdrawal claim is even worse — and Chris ran the Monte Carlo to prove it - What actually works: 5 years of non-market reserves + alternative investments - Why Chris sides with Caleb Hammer over Dave Ramsey — and where he parts ways with both This is not a "let's trash financial gurus" episode. It's a "let's actually run the numbers" episode — and some of those numbers will make you rethink everything your financial advisor told you. Chris Miles is the Cash Flow Expert and Anti-Financial Advisor® — helping high-income earners become work optional faster through passive income, infinite banking, and alternative investments. ───────────────────────────────────── RESOURCES & LINKS ───────────────────────────────────── ► Find out how much passive income you could create in the next 12 months: Work Optional Calculator → https://moneyripples.com/passive-income-calculator/ ► Find out where your money is leaking every month (takes 2 minutes): Money Leaks Quiz → https://win.moneyripples.com/quiz2 ► Subscribe to the Money Ripples Podcast: https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9 ► Website: https://moneyripples.com ───────────────────────────────────── ⚠️ DISCLAIMER ───────────────────────────────────── This content is for educational and informational purposes only and does not constitute financial, legal, or investment advice. Chris Miles is not a licensed financial advisor. Always consult a qualified professional before making financial decisions. Past results are not a guarantee of future performance. Individual results will vary.

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  Episode #1090

  How a Military Officer Built Work Optional Income Without a Six-Figure Salary

  Aug 6, 202618 minS11

  Max is a US Army captain — not a high-earning executive, not a real estate mogul. And he's already on the path to work optional. In this episode, Chris Miles sits down with Max to unpack exactly how he built passive income from crypto, rental properties, and private alternatives on a military salary. If you've ever told yourself you don't make enough to invest in alternatives, this episode will change how you think about that. Max started with a small paycheck at West Point and made disciplined decisions at every duty station. The result? He's financially ahead of most people his age who make significantly more than he does. Here's what we cover: - How Max went from financially illiterate to building a real passive income portfolio - Why a predictable government paycheck is actually an investing advantage - His early crypto bet in 2014 — and why he didn't panic sell through every spike and crash - How buying a house at every duty station became a real estate portfolio - Why the short-term rental in Florida didn't work out — and what he learned from it - What opened the door to private alternatives and infinite banking - How finding the right community (not just books) gave him the confidence to invest - Why he's leaving the army next year — and what work optional means for his family - His advice to anyone who's been "learning" for years but hasn't taken action yet - "Hope demands action" — the one phrase that changed how Max thinks about investing This is the episode for anyone who thinks passive income investing is only for people who already have a lot of money. It's not. It's for people who start early and stay disciplined. Chris Miles is the Cash Flow Expert and Anti-Financial Advisor® — helping high-income earners become work optional faster through passive income, infinite banking, and alternative investments. ───────────────────────────────────── RESOURCES & LINKS ───────────────────────────────────── ► Find out how much passive income you could create in the next 12 months: Work Optional Calculator → https://moneyripples.com/passive-income-calculator/ ► Find out where your money is leaking every month (takes 2 minutes): Money Leaks Quiz → https://win.moneyripples.com/quiz2 ► Subscribe to the Money Ripples Podcast: https://www.youtube.com/playlist?list=PLc5YBvUJHO-7sH0Jth6Ch6IhCFHQiLsk9 ► Website: https://moneyripples.com ───────────────────────────────────── ⚠️ DISCLAIMER ───────────────────────────────────── This content is for educational and informational purposes only and does not constitute financial, legal, or investment advice. Chris Miles is not a licensed financial advisor. Always consult a qualified professional before making financial decisions. Past results are not a guarantee of future performance. Individual results will vary.

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  Episode #1088

  The Mobile Home Cash Flow Loophole Nobody Talks About | 22% Cash-on-Cash Returns

  Jul 30, 202629 minS11

  Can you REALLY cash flow mobile home parks in 2026? Chris Miles sits down with Mitzi Diane — "The Mobile Home Queen" and founder of Swift Sell Properties — to break down how she turns "trailer trash into cash" with 22%+ cash-on-cash returns, six figure flips, and rent-to-own strategies most investors completely overlook. If you're tired of single-family rentals barely breaking even, this episode reveals a niche where $60K can generate $1,300/month in cash flow — WITHOUT dealing with traditional tenant headaches, mortgages, or bloated renovation budgets. WHAT YOU'LL LEARN: ✔ Why mobile homes INSIDE parks outperform mobile homes on land ✔ The rent-to-own / owner-finance strategy that eliminates landlord stress ✔ Real numbers: $200K single family (5% cash-on-cash) vs. mobile homes (22%+) ✔ How to flip a mobile home for $20K–$85K per deal ✔ The #1 mistake new investors make (and how to avoid a 6-figure loss) ✔ How chattel loans, consumer loan laws & repossession work differently ✔ Why mobile homes are APPRECIATING for the first time ever ✔ The mindset & nervous system science behind investor success FREE CASH FLOW QUIZ: Find an extra $2,000/month without earning more or changing your lifestyle https://moneyripples.com SPONSORED BY CENTRAL LENDING: Alternative investments designed for steady passive income https://centrallending.com SUBSCRIBE for weekly episodes on passive income, real estate investing, and becoming work-optional.

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  Episode #1087

  Why Real Estate Will SURVIVE the 2026 Recession (When Stocks Won't) — Jay Scott

  Jul 23, 202626 minS11

  Is now the RIGHT time to invest in real estate — or should you sit on the sidelines? In EP 1087 of the Money Ripples Podcast, Chris Miles sits down with veteran investor, author, and Bar Down Investments partner Jay Scott to cut through the market noise and identify the REAL signals investors need to watch in 2026. Jay has been tracking the economy in real time for over 20 years. From navigating the 2008 crash as a rookie flipper to running a private equity fund with hundreds of millions in multifamily real estate, he shares uncommon insights on where we are in the economic cycle, why he believes we're heading into a recession, and why real estate is STILL the most resilient asset class on the planet. WHAT YOU'LL LEARN IN THIS EPISODE: - Why 2008 wasn't actually the worst time to buy real estate - The K-shaped recovery and why 80–90% of Americans feel we're already in a recession - How the M2 money supply drives long-term inflation (and why it matters NOW) - Why real estate has only dropped more than 1.5% in 2 of the last 36 recessions - Jay's 2022 prediction that real estate would go FLAT for 10 years (and how it's playing out) - The number one strategy passive investors MUST follow in 2026: DIVERSIFY - How AI is creating deflationary pressure (and what that means for your portfolio) - Why illiquidity is real estate's secret weapon during downturns GRAB THE WORK OPTIONAL BLUEPRINT ON AMAZON: https://www.amazon.com/ (search "Work Optional Blueprint Chris Miles") CENTRAL LENDING — PASSIVE INCOME OPPORTUNITIES: https://centrallending.com FOLLOW JAY SCOTT'S ECONOMICS NEWSLETTER: https://jscott.com ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT MONEY RIPPLES ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Chris Miles is the Cash Flow Expert and Anti-Financial Advisor. For over 16 years, Money Ripples has helped clients increase their cash flow by more than 350 MILLION dollars. This show is for anyone who wants their money working harder — so they don't have to. Become WORK OPTIONAL and live a life of true financial freedom. SUBSCRIBE for weekly episodes: https://www.youtube.com/@moneyrippleswithchrismiles?sub_confirmation=1 ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ CONNECT WITH CHRIS MILES ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Website: https://moneyripples.com Facebook: https://facebook.com/moneyripples Instagram: https://instagram.com/moneyripples LinkedIn: https://linkedin.com/in/chriscmiles Podcast: https://moneyripples.com/podcast

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  Episode #1086

  How to LEGALLY Avoid a 7-Figure Capital Gains Tax Bill (Better Than a 1031)

  Jul 20, 202620 minS11

  Facing a massive capital gains tax bill from selling your business, real estate, or Bitcoin? Chris Miles sits down with Brett Swarts — capital gains tax strategist and author of "Building a Capital Gains Tax Exit Plan" — to reveal the Deferred Sales Trust strategy that's helped clients defer millions in taxes WITHOUT being forced into a 1031 exchange. In this episode, you'll learn: ✅ Why the 1031 exchange is "dead" for most business owners ✅ How a $13M car wash sale resulted in ZERO tax paid at closing ✅ The step-by-step mechanics of a Deferred Sales Trust ✅ How to defer capital gains, income tax, AND estate tax ✅ Why 10,000 baby boomers turning 65 daily makes this URGENT Get Brett's book "Building a Capital Gains Tax Exit Plan" on Amazon or at https://capitalgainstaxsolutions.com Book a strategy call with Money Ripples: https://moneyripples.com SUBSCRIBE for weekly interviews with cash flow experts, tax strategists, and financial freedom builders.

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