Money with Alpha

Welcome to Money with Alpha, where I share simple tips for how to make, save and invest money, while also connecting your values with your lifestyle, so you can achieve the life you really want. You will also hear interviews from real people as they share the ups and downs of their money journey. After all, we are all on a journey and what better way to learn about money, then to hear what hasn't and has worked!

Money with Alpha is a education podcast hosted by Alpha Schulte, with 223 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Alpha Schulte hosts Money with Alpha, a education show with 223 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Episode #225

  How Kids See Money

  Aug 17, 202619 min

  My daughter was 6 years old the first time she came on this podcast. This time, at 11, she asked to come back on. We sat down to talk about what she's actually absorbed about money over the years, just from being around it. It's a more personal episode than usual, and it turned into an honest look at how kids learn money habits long before anyone sits them down to teach it properly. Topics covered: What an 11 year old actually understands about money, in her own words Why spending is the easiest lesson kids pick up, and why earning, investing and giving take more deliberate conversation The real challenge of teaching kids about money when cash is disappearing from the places they spend it How we set her up with a locked-down debit card for a cashless excursion, and what we turned off (no cash out, no online purchases, no gambling) Bank and micro-investing options for kids, including Spriggy and child investing accounts The investment bond we set up for her at birth, and how we're starting to explain the trust structure behind it Why financial literacy still isn't taught properly in schools What she would tell other parents about talking to their kids about money Our family's annual Live Like Her Challenge , sleeping in the car for one night to support women and families facing homelessness, and why we've done it three years running Notable quotes: "It's the earning part, and then it's learning how to spend it wisely... and then it also becomes investing." "Money is definitely important to a big chunk of our lives, and we need to acknowledge that." "It's no wonder that by the time we actually get to adulthood, what we mainly know how to do is spend." Resources mentioned: Spriggy (kids' money app) Raiz (micro-investing ap) Live Like Her Challenge: donate by 3 September 2026: Live Like Her Challenge 2026 - Brisbane | Alpha & Anouk Schulte Money Made Simple: www.moneymadesimple.com.au

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  Episode #224

  Key to Keeping More of the Money You Make

  Aug 10, 202616 min

  Making more money and keeping more money are not the same skill. In this episode, Alpha unpacks why so many capable, hardworking people hit an invisible ceiling, whether that's in salary, business revenue or savings, and why the answer usually isn't "work harder." It's building the capacity to actually hold what comes in. In this episode: The two-container analogy: why the size of the container you've built, not your effort, decides how much money (or time, or anything else) you end up holding How to tell whether you're operating from abundance or from a lack mindset, and why that shows up in the body before it shows up in your bank account Why some people sabotage their own income growth without realising it, because on some level more money doesn't feel safe The truth about women and investing: the caution that gets mistaken for fear is actually a strength Alpha's own experience receiving an inheritance after her father's passing, and why she deliberately slowed down before making any decisions with it Why money is energy that wants to move and grow, not just sit still, and how the Money Pie framework creates a simple system for that.

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  Episode #223

  Share Trading for Women with Kaki Lee

  Aug 3, 202639 min

  Most women aren't taught how to invest. We're taught to save, to budget, and if we're lucky, to buy a house. Share trading gets filed under "too risky" or "not for me" before we've even looked at it properly. This week I'm talking with Kaki Lee, a former chief pharmacist of 20 years who discovered a trading strategy called covered calls while on maternity leave and replaced her hospital income within six months. She now runs Cashflow Queen, teaching women how to trade on the US stock market with a strategy that can also protect up to 95% of your capital. We get into why mindset makes up 80% of trading success (and strategy only 20%), what a covered call actually is in plain English, how much money you genuinely need to start, and why "share trading isn't for women" is a myth that needs to die. Kaki also shares how she's teaching her 11-year-old daughter to trade, and why paying more tax often means you're doing something right. About Kaki Lee Kaki spent 20 years in pharmacy, working her way up to chief pharmacist at a children's hospital in Perth. After the birth of her second child, she started trading covered calls and replaced her pharmacist income within six months, eventually leaving the profession altogether. Since then she's been a life coach, a podcaster, and is now the founder of Cashflow Queen, a 3-month one-on-one program teaching women to trade covered calls on the US stock market while working through the money mindset that trips most people up. She's also a multi-author and solo published author of four books, including Badass Asian Women. What we cover Kaki's 20-year career in pharmacy and the leap into share trading during maternity leave What covered calls are, explained without the jargon Why mindset and energy make up 80% of trading success How Kaki teaches students to protect up to 95% of their capital The myth that share trading "isn't for women," and where that belief actually comes from How much money you actually need to get started (it's less than you think) Why paying more tax can be a sign you're getting ahead, not behind Teaching her 11-year-old daughter to trade Inside Cashflow Queen, Kaki's 3-month one-on-one program Key takeaways You don't need tens of thousands of dollars to start. Kaki's minimum is around $2,000 USD, with $10,000 AUD as her "sweet spot." Confidence is built by doing, not by waiting until you feel ready. The stock market rewards people with a strategy, especially when markets get volatile. Anyone can make money when markets are going up. "Not for women" is a story, not a fact. It's worth questioning where our own risk beliefs actually come from. Connect with Kaki Website: https://www.kakilee.com/cashflowqueen Facebook: https://www.facebook.com/kakilee888 Instagram: https://www.instagram.com/kakilee888/ Book a free chat with Kaki: https://calendly.com/kakilee/wealthtea?month=2026-07 Disclaimer: This episode shares Kaki's personal approach and experience with share trading. It's general education and conversation, not personal financial advice. Always consider your own circumstances, and talk to a licensed financial adviser before making investment decisions.

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  Episode #222

  Ep222 Bespoke Travel with Kerstin Rheinlander

  Jul 27, 202639 min

  This week I'm joined by Kerstin Rheinländer, a bespoke travel planner who's spent decades helping busy professionals travel in a way that actually restores them instead of travelling like the busy person they are on a day to day basis. Kerstin isn't a travel agent. She builds journeys around who you are and what you actually need, not a list of places to photograph and post on social media. We talk about the difference between a holiday that exhausts you and one that restores you, why "bespoke" doesn't have to mean expensive, and what she learned about herself walking the Camino de Santiago after losing both her parents within months of each other. But the part of this conversation that stuck with me most was about money. When we plan travel, it's often to tick a place of a bucket list. In years gone by, travel was a chance to experience new cultures, to expand our thinking, and to connect with ourselves and our loved ones as we experienced adventures with them. What we cover: • What "bespoke travel" actually means (it's not necessarily about luxury) • Why exhaustion after a holiday isn't a badge of honour • Kerstin's experience walking the Camino de Santiago after losing both parents last year • The guilt women feel about spending time and money on themselves, especially in the "sandwich generation" • Why we'll pay for a course we never finish but hesitate to invest in something that could genuinely change us • What AI itineraries get wrong, and why judgment still can't be automated • Where Kerstin is seeing real shifts in how people want to travel now Quotable moment: "Why is it so easy to justify spending money on things that we own, but we have a difficult time spending money on an experience that could actually shape who we are or who we can become?" – Kerstin Rheinländer Connect with Kerstin: Kerstin Rheinlander | TravelManagers Kerstin Rheinlander | LinkedIn Instagram

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  Episode #221

  Ep221 What Money Personality Are You?

  Jul 20, 202636 min

  This week Alpha breaks down six money personalities she has identified after years of working with female entrepreneurs and their partners: the Capable Avoider, the Busy Earner, the Optimistic Drifter, the Overwhelmed Achiever, the Intentional Builder and the Foundation Maker. None of them are good or bad. They are a reflection of where you are at right now, shaped by life stage, upbringing, relationships and how much support you have had along the way. Alpha walks through what each type sounds like, what it costs to stay there, and what actually shifts things. Plus, she shares the free 10 question diagnostic she built to help you find out which one you are. In this episode Why archetypes are not about boxing yourself in, they are about spotting common patterns The Capable Avoider: financially capable, but manages money at arm's length The Busy Earner: good income in the business, very little personal wealth to show for it The Optimistic Drifter: a healthy relationship with money but no structure to make it stick The Overwhelmed Achiever: high functioning everywhere except money, running on capacity not discipline The Intentional Builder: doing the right things but frustrated that progress feels slow The Foundation Maker: earlier in the money journey, often after a life reset, and completely okay to be there Why the cost of avoidance is more than financial, it is the mental load, and how Alpha built the diagnostic tool, with a bit of AI help and a lot of real client data. Resources mentioned Take the free Money Personality quiz: moneymadesimple.com.au/quiz (10 questions, no email required to see your results)

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