Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

The Rate Update with Dan Frio explains mortgage rates, housing market news, inflation, and Federal Reserve policy in plain English. Hosted by nationally recognized mortgage advisor Dan Frio , this podcast breaks down the market forces that move mortgage rates — including the 10-Year Treasury, mortgage-backed securities, CPI inflation, jobs reports, Fed decisions, housing inventory, and economic headlines. Each episode helps homebuyers, homeowners, Realtors, investors, and loan officers understand where mortgage rates may be heading and what it means for buying, refinancing, or investing in real estate. No hype. Just real data, clear explanations, and practical mortgage insight. 📞 (844) 775-LOAN 🌐 https://www.TheRateUpdate.com 🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch 📺 YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio

Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio is a business podcast hosted by Unknown Host, with 0 episodes on record and a Required Pod Score of 80.

Unknown Host hosts Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio, a business show with 0 episodes published.

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  Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

  How Far Must Home Prices Fall to Offset a 7.5% Mortgage Rate?

  Sep 29, 202611 min

  Mortgage rates are at 7.5% today, up from 5.99% in March, and the housing market would need to fall about 14% to bring your payment back. I break down the Case-Shiller home price report, the PCE inflation number, and why I see a 70% chance the Federal Reserve raises rates at its next meeting. Home prices rose 2.5% in the Case-Shiller index. No crash, just higher prices Waiting cost buyers more: rates went from 5.99% to 7.5% since March PCE inflation and the ADP jobs report are the numbers to watch this week I explain why I think the Fed hikes in 29 days, and again in December ️ Watch oil: higher oil means higher inflation and higher mortgage rates What I'm telling my clients to do right now if they're buying, building, or already own Read my full daily breakdown and forecast on the blog: https://www.therateupdate.com/blog CHAPTERS 0:00 What Are You Waiting For? Rates 5.99% vs 7.5% 1:55 Case-Shiller Home Prices Jump to 2.5% 3:05 Why a 14% Price Drop Would Be Needed to Match March Payments 5:10 PCE, Jobs Report and the Fed's Next Move 8:05 What I'm Telling Buyers Right Now (Tools and Rate Watch) APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/ Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions. WHAT YOU'LL FIND ON THIS CHANNEL Daily mortgage rate updates Housing market news and home price trends Inflation, CPI, and Federal Reserve analysis 10-Year Treasury and mortgage bond movement Refinance and debt consolidation opportunities First-time homebuyer education Rate Watch mortgage monitoring tools Mortgage calculators and payment tools WHERE TO START Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans Down payment assistance — 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistance TOP RESOURCES TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/ TRU Debt Optimizer https://debtrelief.therateupdate.com/ Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators ✉️ Ask Dan a Question https://www.therateupdate.com/contact FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate If this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update. DISCLAIMER Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/ Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #HousingMarket #FederalReserve #Inflation #HomeBuyers

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  Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

  Mortgage Rates Near 7.5%: What Happened the Last Time?

  Sep 28, 202615 min

  Mortgage rates today are jumping toward 7.5% as oil prices surge over 4% and the mortgage bond market drops 38 ticks. I break down the bond market, inflation data, and Federal Reserve rate hike odds so homebuyers, homeowners, and realtors know what to expect. In this episode of The Rate Update: ️ Oil jumps over 4% after Trump rejects the Iranian proposal on the strait, and why that hits mortgage rates Mortgage bonds (MBS) are down 38 ticks, and what that means for your rate today This week's economic reports: Case-Shiller home prices, consumer confidence, JOLTS job openings, and Core PCE inflation, with my forecasts Why the Fed funds rate doesn't set your mortgage rate, and what the bond market is really doing Why the 30 year fixed sits at 7.43% while the 10 year Treasury is 5.17%, and how the risk premium spread is keeping rates high ⚠️ Fed rate hike odds: about a 68% chance at the next meeting What I'm telling clients: if you're under contract, walk in the rate today; if you're buying down the road, qualify at 7.5% to 7.75% Read today's full breakdown and the numbers behind it on my blog: https://www.therateupdate.com/blog CHAPTERS 0:00 Oil Jumps 4%, Mortgage Bonds Fall, Rates Near 7.5% 1:30 What the Fed Does and What Actually Moves Mortgage Rates 3:00 This Week's Data: Home Prices, Confidence, Jobs, Core PCE 7:00 Why Rates Aren't Getting Back to 5%: Bonds and Risk Premium 10:30 Fed Hike Odds and What Homebuyers Should Do Now APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/ Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions. WHAT YOU'LL FIND ON THIS CHANNEL Daily mortgage rate updates Housing market news and home price trends Inflation, CPI, and Federal Reserve analysis 10-Year Treasury and mortgage bond movement Refinance and debt consolidation opportunities First-time homebuyer education Rate Watch mortgage monitoring tools Mortgage calculators and payment tools WHERE TO START Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans Down payment assistance — 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistance TOP RESOURCES TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/ TRU Debt Optimizer https://debtrelief.therateupdate.com/ Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators ✉️ Ask Dan a Question https://www.therateupdate.com/contact FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate If this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update. DISCLAIMER Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/ Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #MortgageRatesToday #HousingMarket #FederalReserve #Inflation #BondMarket #Homebuyers #Realtors

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  Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

  Mortgage Rates Are HIGH: Can a Motivated Seller Help You Buy?

  Sep 25, 202615 min

  Mortgage rates jumped from 7.17% to 7.45% in just 48 hours this week, and I'm breaking down exactly why. Hot Services and Manufacturing PMI inflation numbers on Wednesday spooked the bond market, and here's what it means for your rate, your budget, and next week's Fed data. Mortgage rates jumped from 7.17% to 7.45% in 48 hours, here's why Hot Services PMI (56 to 58) and Manufacturing PMI (53.9 to 57) spooked the bond market Next week's key Fed data: PCE, Core PCE, and the Case Shiller home price index How a $10,000 seller credit can buy your rate down to 5.25% in year one ️ Why tracking oil prices daily can tell you where mortgage rates are headed ❤️ A story about my dad's advice on making the best of a tough situation Read more on the blog: https://www.therateupdate.com/blog ⏱️ CHAPTERS 0:00 Intro: My Dad's Advice on the "Golden Years" 1:30 Mortgage Bond Basics and Why Rates Jumped 7.17% to 7.45% 5:30 What's Coming Next Week: PCE, Core PCE, and Home Prices 9:00 The $10,000 Seller Credit Buydown Strategy Explained 13:00 Track Oil, Not Just Rates: Final Takeaways APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/ Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions. WHAT YOU'LL FIND ON THIS CHANNEL Daily mortgage rate updates Housing market news and home price trends Inflation, CPI, and Federal Reserve analysis 10-Year Treasury and mortgage bond movement Refinance and debt consolidation opportunities First-time homebuyer education Rate Watch mortgage monitoring tools Mortgage calculators and payment tools WHERE TO START Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans Down payment assistance — 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistance TOP RESOURCES TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/ TRU Debt Optimizer https://debtrelief.therateupdate.com/ Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators ✉️ Ask Dan a Question https://www.therateupdate.com/contact FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate If this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update. DISCLAIMER Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/ Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #FederalReserve #HousingMarket #InterestRates #FirstTimeHomeBuyer

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  Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

  Mortgage Rates Just Jumped: How Much More House Payment Can You Afford?

  Sep 24, 202613 min

  Mortgage rates today are about 7.25% after hot inflation numbers hit the bond market, and the Federal Reserve now has a 70% chance of a rate hike priced in. I break down what it means for your payment and what to watch next. If you're a homebuyer, a homeowner tracking your rate, or a realtor explaining this to clients, here's what I cover today: Mortgage rates jumped to about 7.25%, up from 5.99% about six months ago Services inflation came in at 58.7 versus about 56 expected, and manufacturing also came in hot ️ Why oil keeps driving inflation, and why diesel at $6 a gallon is a problem The 10-Year Treasury at 5% and why it keeps 30-year mortgage rates high The Fed's next meeting is in 34 days, and the odds of a hike jumped from the 50s to 70% The PCE report is next week. If it's hot, rates could hit 7.5%. If it's cooler, rates could fall back to 7% or even the sixes Why I'm telling clients with a contract to lock now. A jump of about an eighth of a point can add $100 to $150 to a monthly payment More mortgage rate and housing market breakdowns on the blog: https://www.therateupdate.com/blog CHAPTERS 0:00 Mortgage Rates Jump to 7.25% After Hot Inflation Numbers 0:50 Yesterday's Bond Market Move: Services and Manufacturing Reports 3:00 Why Oil and Diesel Prices Keep Inflation Higher 6:00 Jobs Report, PCE Next Week, and the 70% Fed Hike Odds 8:30 My Advice to Homebuyers, Homeowners, and Realtors APPLY NOW: One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan ✉️ Ask Dan a Question https://www.therateupdate.com/contact FREE LE REVIEW: Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review JOIN RATE WATCH: FREE Rate Monitoring https://rw2.therateupdate.com/ Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions. WHAT YOU'LL FIND ON THIS CHANNEL Daily mortgage rate updates Housing market news and home price trends Inflation, CPI, and Federal Reserve analysis 10-Year Treasury and mortgage bond movement Refinance and debt consolidation opportunities First-time homebuyer education Rate Watch mortgage monitoring tools Mortgage calculators and payment tools WHERE TO START Buying a home: FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer Refinancing or accessing equity: cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options Buying rentals: DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans Down payment assistance: 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistance TOP RESOURCES TRU Mortgage Command Center: Live Rate Dashboard https://command.therateupdate.com/ TRU Debt Optimizer https://debtrelief.therateupdate.com/ Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate If this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update. DISCLAIMER Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/ Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #mortgagerates #housingmarket #federalreserve #inflation #bondmarket

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  Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

  Mortgage Rates vs. Home Prices: Can You Still Afford the Same House in 2026?

  Sep 23, 202614 min

  Mortgage rates today are moving because of the bond market and oil prices, not the Federal Reserve. Here's what really affects mortgage rates and why homes are still so unaffordable. If you're a homebuyer, realtor, loan officer, or homeowner watching where rates go from here, I break down the mortgage bond, inflation, oil, and the Fed in plain English, with the real numbers. IN THIS EPISODE Why mortgage-backed securities (MBS) are down 22 today and what that means for your rate How bond prices and yields work, and why rates rise when bond prices fall Why the Federal Reserve doesn't control mortgage rates (it moves credit cards, car loans, and personal loans) Home prices: $404,000 in 2023 vs. $429,000 today, so no crash, just slow appreciation Average 30-year rates: 7.18% in 2023, 6.35% in 2024, about 6.5% in 2025 Why homes are still unaffordable: rising property taxes and insurance costs ️ Why oil at $100 a barrel is the number traders are watching for inflation and rates Should you lock today? What I'm telling buyers with a contract in Read the full breakdown on the blog: https://www.therateupdate.com/blog CHAPTERS 0:00 Mortgage Rates Today: Bond Market Is Down 1:50 How Bond Prices and Yields Move Mortgage Rates 3:30 Home Prices and Mortgage Rates Since 2023 5:45 Why the Fed Doesn't Control Mortgage Rates 8:15 Oil, Inflation, and Should You Lock Today APPLY NOW: One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan ✉️ ASK DAN A QUESTION https://www.therateupdate.com/contact FREE LE REVIEW: Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review JOIN RATE WATCH: FREE Rate Monitoring https://rw2.therateupdate.com/ WHERE TO START Buying a home: FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer Refinancing or accessing equity: cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options Buying rentals: DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans Down payment assistance: 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistance TOP RESOURCES TRU Mortgage Command Center: Live Rate Dashboard https://command.therateupdate.com/ TRU Debt Optimizer https://debtrelief.therateupdate.com/ Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate If this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update. DISCLAIMER Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/ Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #MortgageRatesToday #HousingMarket #BondMarket #FederalReserve #Inflation #Homebuyers #Realtors #TheRateUpdate

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