Phil's Tax Hacks

Financial, tax and retirement planning guidance from Phil Putney. Each week Phil will talk about the keys to building a sound financial strategy that can survive throughout the ups and downs of the market. We'll have plenty of tax hacks along the way and other retirement facts!

Phil's Tax Hacks is a business podcast hosted by Phil Putney, with 299 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Phil Putney hosts Phil's Tax Hacks, a business show with 299 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Episode #338

  Financial Documents: What to Keep and Where

  Aug 20, 202615 min

  Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Somewhere in a drawer, a filing cabinet, or a shoebox in the closet, most of us are holding onto financial paperwork we don't actually need. And we’re probably missing a few things we do need. Today, Phil sorts out what stays, what goes, and where it all belongs. Nobody loves paperwork, but a little bit of organization now saves a lot of scrambling later for you and for whoever has to help sort it out someday. When in doubt, ask us before you shred it. Here’s some of what we discuss in this episode: Document Storage: Some records are worth keeping while others can be regularly cleared out Tax Records: Phil generally recommends keeping returns and supporting documents for seven years ⚖️ Estate Documents: Wills, trusts, and powers of attorney should be safely stored and accessible ️ Insurance Records: Current policies should be retained, with some older coverage kept temporarily ✂️ Secure Disposal: Sensitive paperwork should be shredded rather than simply thrown away Digital Storage: Electronic backups can improve access, but old devices and drives should also be disposed of securely For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: https://bit.ly/3WdDG96 Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome

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  Episode #337

  Could Retire, Doesn't: The Psychology of Staying at Work

  Aug 13, 202614 min

  More people in their 60s and 70s are staying on the job than ever before, and it's not always about the money. Today, Phil digs into the real reasons retirees keep showing up to work. Working longer isn't automatically the wrong call. Sometimes it's exactly right. The real question is whether it's a choice or a fallback. That's worth figuring out before you assume the answer. Here’s some of what we discuss in this episode: Social Connection: Work can provide relationships, routine, and identity Retirement Adjustment: Suddenly spending more time at home can require some adjustment COVID Perspective: The pandemic gave many couples a preview of retirement life Financial Necessity: Some retirees work because they need the additional income Retire to Something: Hobbies, volunteering, and interests can help fill the work void Advisor Guidance: Professional planning can replace uncertainty with informed decisions For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: https://bit.ly/3WdDG96 Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome

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  Episode #336

  What Are Your Financial Pain Points?

  Aug 6, 202619 min

  When it comes to financial planning, everybody has something that bothers them. Today, Phil’s walking through some of the most common pain points we see and the real conversations that happen around them. Nobody walks into retirement without at least one of these in the back of their mind. The good news is that most of them have real answers. And all of them are worth talking about. If any of these hit close to home, that's exactly where our conversation should start. Here’s some of what we discuss in this episode: Running Out: Planning can reduce lifelong money fears Tax Surprises: Retirement taxes may be higher than expected Replacing Paychecks: Savings must become reliable retirement income Spending Guilt: A plan can create permission to enjoy Spousal Tension: Different priorities require shared financial understanding For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: https://bit.ly/3WdDG96 Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome

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  Episode #335

  The Pitfalls of Do-It-Yourself Retirement Planning

  Jul 30, 202615 min

  Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment There's an entire television network dedicated to doing things yourself — home renovation, landscaping, interior design, all of it. And the DIY mentality is genuinely admirable. But when it comes to retirement planning, Phil says that the stakes of a bad install are a little higher than a crooked backsplash. DIY has its place. But some projects are worth calling a professional, especially when the cost of getting it wrong follows you for the next thirty years. Here’s some of what we discuss in this episode: ️ DIY Pitfalls: Retirement involves more than choosing investments ⚖️ Professional Advice: Guidance can reveal overlooked planning opportunities Income Management: Retirement withdrawals require coordinated long-term decisions Technology Preferences: Available information does not guarantee clarity Spousal Differences: Both partners need confidence in the plan Professional Guidance: Experience helps connect every retirement decision For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: https://bit.ly/3WdDG96 Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome

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  Episode #334

  The 5 D's of Retirement Planning

  Jul 23, 202619 min

  According to a recent Kiplinger article, there are five keys to a retirement plan that hold up over time. They all happen to start with the same letter, which either means it's a great framework or someone really wanted it to work out that way. In this episode, Phil walks through the “5 D’s” of retirement planning and how each one plays a role in helping retirees build a plan that can hold up over time. Here’s some of what we discuss in this episode: Smart Diversification: Separate growth and income assets Tax Diversification: Build flexibility across tax buckets ⏳ Plan Duration: Make retirement income last longer ️ Downside Protection: Guard withdrawals during market declines Discretionary Spending: Account for lifestyle beyond essentials How to Turn a $1 Million Nest Egg Into a Lifetime Income Machine https://www.kiplinger.com/retirement/retirement-plans/how-to-turn-a-usd1-million-nest-egg-into-a-lifetime-income-machine For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: https://bit.ly/3WdDG96 Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome

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