
Episode #6
Don't Retire Your Growth Too Early
In this episode of The Fiduciary's Edge, co-hosts Michael and Mike Bishop challenge one of the most common assumptions about retirement planning: that the closer you get to retirement, the more conservative your investments should become. They break down why protecting your account balance isn't always the same as protecting your long-term financial security, and how inflation can quietly become one of the biggest risks retirees face. The Bishops also explore the origins of the 4% withdrawal rule, the difference between preserving money and preserving purchasing power, and why a long-term investment strategy is often the best defense against decades of rising costs. Whether you're approaching retirement or already living it, this episode offers practical insight into balancing growth, managing risk, and building a portfolio designed to support you for the long haul.

