
Episode #18
The Portfolio Size Where Dividends Cover Your Bills
Living off dividends sounds simple until you work out the savings it takes to pull off. This episode runs both numbers at today's yields, the bigger one for the years before Social Security starts and the smaller one after, then looks at what dividend investing has actually delivered. That includes what the major dividend funds returned over the last ten years, what the 8% and 12% funds are doing under the hood, and the tax break that comes with a catch. Why a couple can need $400,000 less than a single person with identical bills What every major dividend ETF returned over the last decade against a plain index fund How to test any high-yield fund in two minutes, and what one filing showed about where 36% of a fund's payout came from Take the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/map Watch this episode on YouTube: https://www.youtube.com/watch?v=xP2OM0SDFU8 This episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.

