Property Banter by Pinnacle Buyers Agents

Welcome to Property Banter, the top Australian property investing podcast by Pinnacle Buyers Agents. Hosted by director Michael Ležaja, a Buyers Agent with 12+ years experience, we deliver real talk on property market trends, data-driven suburb insights, investment strategies, lending tips, and building wealth through real estate. Join Michael with guests - investors, brokers & analysts like Dr. Mat from HtAG Analytics - for case studies, market data, and advice to avoid mistakes. Perfect for entry-level investors right through to seasoned investors navigating Australia's housing market.

Property Banter by Pinnacle Buyers Agents is a business podcast hosted by Pinnacle Buyers Agents, with 84 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Pinnacle Buyers Agents hosts Property Banter by Pinnacle Buyers Agents, a business show with 84 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Property Banter by Pinnacle Buyers Agents

  He started with ZERO - now his portfolio is worth $3M+

  Jul 29, 202617 min

  How did property investor Ritesh build a multi-million-dollar property portfolio across Sydney, Melbourne, Brisbane and Cairns in just three years? In this episode, Michael sits down with Ritesh to unpack how he overcame analysis paralysis, approached property investing like a business and used positive cash flow, market timing and leverage to grow his portfolio by approximately 60%. Ritesh also reveals how his Cairns property gained around $120,000 in one year, why he nearly invested in Perth and the strategy guiding him towards a $10 million property portfolio. If you want to build a property portfolio with a clear strategy instead of simply buying and hoping, this episode breaks down the real decisions, numbers and lessons behind Ritesh’s journey. –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Chapters: 01:42 — Why Successful Business Owners Invest in Property 04:34 — How the Portfolio Achieved Approximately 60% Growth 06:59 — The First Deal: Buying in Waterford for $530,000 09:19 — The Perth Opportunity Retesh Almost Bought 12:05 — The Melbourne Property Purchased for Under $400,000 13:03 — The Cairns Deal That Grew $120,000 in One Year 15:13 — Four Properties in Three Years: Ritesh’s Advice 16:10 — Escaping Analysis Paralysis and Following a System 17:11 — Building a Portfolio With an Exit Strategy –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Get in touch today: https://linktr.ee/pinnaclebuyersagents Watch more episodes: https://www.youtube.com/playlist?list=PLurnyIhu_VwV2KSGhiFNFhDjux2d0MWVc #PBA #PropertyBanter #MichaelLežaja #BorrowingCapacity #PropertyInvesting #BuyersAgent #RealEstateAustralia #WealthBuilding #EquityGrowth #InvestSmart Disclaimer: The information provided in this content is general in nature and should not be considered as personal financial advice. The content host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

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  Property Banter by Pinnacle Buyers Agents

  Why The Government WANTS You To Think The Property Market Is Crashing

  Jul 22, 202614 min

  The Australian property market fell 0.4% in June, its biggest monthly decline since December 2022. But this is not the property crash the headlines want you to believe. In this episode, Michael breaks down the real numbers behind the downturn, why demand has paused rather than disappeared, and how new negative gearing, capital gains tax and SMSF borrowing changes could push mum-and-dad investors out of the market. He also exposes the institutional shift happening behind the scenes, with foreign-backed build-to-rent operators receiving major tax concessions while everyday Australians lose control, opportunity and access. With billions flowing into institutional rental housing, migration continuing and buyers waiting on the sidelines, Michael explains why this temporary slowdown could become the buying window before the next property boom. –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Chapters: 00:53 — The June Property Downturn: The Real Numbers 02:19 — 1.5 Million Arrivals and a 1.5% Vacancy Rate 05:04 — CGT and SMSF Borrowing Changes Explained 06:13 — Why the Mum-and-Dad Investor Model Is Being Switched Off 07:22 — Foreign Investor Tax Cut From 30% to 15% 09:31 — 34% Investor Decline and the $30 Billion Pipeline 11:01 — How Your Super Fund Is Buying Property Without You 12:08 — Why the Property Market Pressure Is Still Building 13:20 — The Buying Window Most Australians Will Miss –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Get in touch today: https://linktr.ee/pinnaclebuyersagents Watch more episodes: https://www.youtube.com/playlist?list=PLurnyIhu_VwV2KSGhiFNFhDjux2d0MWVc #PBA #PropertyBanter #MichaelLežaja #BorrowingCapacity #PropertyInvesting #BuyersAgent #RealEstateAustralia #WealthBuilding #EquityGrowth #InvestSmart Disclaimer: The information provided in this content is general in nature and should not be considered as personal financial advice. The content host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

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  Property Banter by Pinnacle Buyers Agents

  Australia's Housing Crisis Isn't an Accident - "It's Completely By Design"

  Jul 15, 202646 min

  Australia’s property rules are changing fast and everyday investors and first-home buyers are being pushed aside while large institutions gain the biggest advantages. In this episode, Michael sits down with Joseph from It’s Simple Finance to unpack his campaign against government housing policies, the 5% deposit scheme, and why some buyers could face negative equity. They also cover SMSF changes, build-to-rent incentives, and rising rents. Joseph also explains why current market weakness may be creating a major buying window, why investors should avoid waiting for the perfect bottom, and the simple valuation and equity strategy he believes could help buyers prepare for the next property cycle. –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Chapters: 01:12 — Why Joseph Wanted First-Home Buyers Heard 04:33 — The Prime Minister Responds in Parliament 05:39 — How the 5% Deposit Scheme Changed 07:27 — The Negative Equity Trap Facing First-Home Buyers 09:09 — Why the Budget Could Hurt Small Business 13:34 — Are Offshore Build-to-Rent Funds Getting Better Deals? 17:02 — The Tax Concessions Changing Australian Housing 20:18 — Why Institutional Landlords Could Control More Rentals 21:06 — The SMSF Property Rule That Changed Overnight 23:36 — Why Rents and Housing Supply Could Get Worse 30:46 — Incompetence or a Deliberate Property Strategy? 38:17 — Why Joseph Believes a Property Boom Is Coming 39:12 — Four Signals Creating a Buying Opportunity 42:40 — The Equity Strategy Investors Should Use Now 44:08 — Stay Ready: Joseph’s Final Property Advice –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Get in touch today: https://linktr.ee/pinnaclebuyersagents Watch more episodes: https://www.youtube.com/playlist?list=PLurnyIhu_VwV2KSGhiFNFhDjux2d0MWVc #PBA #PropertyBanter #MichaelLežaja #BorrowingCapacity #PropertyInvesting #BuyersAgent #RealEstateAustralia #WealthBuilding #EquityGrowth #InvestSmart Disclaimer: The information provided in this content is general in nature and should not be considered as personal financial advice. The content host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

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  Property Banter by Pinnacle Buyers Agents

  The Government Just Killed Killed Your Retirement Strategy (SMSF Property Ban) | Property Expert

  Jul 8, 202612 min

  SMSF property borrowing rules are changing, and 10 August 2026 could be the final deadline for Australians wanting to buy residential property inside super using an SMSF loan. In this episode, Michael breaks down the exact roadmap Pinnacle is using with clients to get SMSF property purchases done before the deadline without rushing into the wrong asset. He explains what is actually changing, why exchange matters more than settlement, why lender risk may become the real deadline, and the six phases investors need to follow, from deciding whether an SMSF property strategy suits them, to setting up the structure, locking in finance, building the right property brief and exchanging before the window closes. If you have money in super and have been thinking about using your SMSF to buy property, this episode gives you a clear framework for avoiding costly mistakes, poor asset selection, weak cash flow, and long-term regret. –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Chapters: 1:21 — What Is Actually Changing — Borrowing vs Owning Explained 3:44 — The Six-Phase Roadmap — Work Backwards From Exchange 4:02 — Phase 1 & 2 — Decide If SMSF Property Fits, Then Build The Team 5:20 — Phase 3 & 4 — Set Up The SMSF And Lock In Pre-Approval 6:20 — Phase 5 — Build The Right Property Brief Before You Buy 7:11 — Phase 6 — Exchange Before 10 August, Settle After 10:39 — SMSF Rules That Trip People Up — Related Parties, Personal Use & Renovations 11:36 — The Bottom Line — Move Fast, But Don’t Buy The Wrong Asset –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Get in touch today: https://linktr.ee/pinnaclebuyersagents Watch more episodes: https://www.youtube.com/playlist?list=PLurnyIhu_VwV2KSGhiFNFhDjux2d0MWVc #PBA #PropertyBanter #MichaelLežaja #BorrowingCapacity #PropertyInvesting #BuyersAgent #RealEstateAustralia #WealthBuilding #EquityGrowth #InvestSmart Disclaimer: The information provided in this content is general in nature and should not be considered as personal financial advice. The content host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

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  Property Banter by Pinnacle Buyers Agents

  Brisbane Property is Correcting Right Now: Move Before the Market

  Jul 1, 202633 min

  Brisbane property market correction is already happening on the ground, but most buyers are still waiting for the data to catch up. In this episode, Michael is joined by Sasa Peci breaking down falling buyer confidence, rising stock levels, investor hesitation, and why the next six months could become a major buying window. Sasa shares what he is seeing across Logan and wider Brisbane, from buyers moving back to Melbourne, investors pulling back, rents likely rising, and quality owner-occupier stock still getting strong results even while the broader market slows. If you are watching the Brisbane property market and wondering whether to buy now, wait, or avoid it completely, this episode gives you a real on-the-ground view before the numbers fully show it. Get in touch today: https://linktr.ee/pinnaclebuyersagents –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Chapters: 1:51 — Buyers Are Scared — Fewer Transactions, Price Drops & Market Hesitation 4:47 — Investor Demand Is Slowing — Why Rental Yields No Longer Stack Up 9:38 — The Opportunity Window — Why Sasa Would Consider Buying Now 13:13 — Policy, Tax & Investor Fear — What Could Change The Market Next 21:24 — The Next 6 Months — Why This Could Be The Best Buying Window 31:02 — Meadowbrook Case Study — Why Good Locations Still Get Offers –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– Watch more episodes: https://www.youtube.com/playlist?list=PLurnyIhu_VwV2KSGhiFNFhDjux2d0MWVc #PBA #PropertyBanter #MichaelLežaja #BorrowingCapacity #PropertyInvesting #BuyersAgent #RealEstateAustralia #WealthBuilding #EquityGrowth #InvestSmart Disclaimer: The information provided in this content is general in nature and should not be considered as personal financial advice. The content host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

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