Real Money, Real Life ®

Real Money, Real Life® is a personal finance podcast for people — especially women —who feel behind financially and want to build real financial confidence — without shame, judgment, or overwhelm.Hosted by Linda Grizely, CFP®, financial wellness speaker and creator of the MeMoney® Method, this podcast helps you understand how to make money decisions that work in your real life — not just on paper.If you've ever wondered:How do I feel confident about money?Why don't I feel good about money even when I'm doing everything right?Where should I start with saving, investing, or getting back on track?You're in the right place.Each episode focuses on real-life financial decisions and the mindset behind them, including:Money mindset and financial confidenceBudgeting and spending without guiltSaving and investing in real lifeLife transitions and money decisionsFinancial planning basics made simpleOvercoming fear, shame, and avoidance around moneyBecause knowing what you "should" do

Real Money, Real Life ® is a education podcast hosted by Linda Grizely, with 55 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Linda Grizely hosts Real Money, Real Life ®, a education show with 55 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

• 

  Episode #55

  Living Past Capacity: Burnout, Money, and Your Nervous System with Julie Merriman | Ep 55

  Aug 18, 202645 min

  Why do high-achieving women burn out even when they know they need to slow down? On the Real Money, Real Life® podcast, Linda Grizely and Dr. Julie Merriman look at what happens when you have spent years being responsible, productive, and available to everyone else. Burnout is not always about needing a vacation. When you keep living past capacity, rest can feel uncomfortable, your body can stay braced for the next demand, and even recognizing what you need can become difficult. What if you cannot relax without feeling guilty? What if you are exhausted but still keep telling yourself to push through? Julie explains compassion fatigue, nervous system dysregulation, and the warning signs high-achieving women often miss in themselves. Linda Grizely and Julie also discuss self-worth, guilt, old money stories, the "golden handcuffs" of a good salary, and how fear can make financial and life choices feel more limited than they are. Real Money, Real Life® is about understanding the human side of financial decision-making too. You can care about financial security without putting yourself last indefinitely. We talk about: Recognizing when you are living past your capacity Understanding why slowing down can feel uncomfortable Seeing how burnout, guilt, and self-worth affect your choices Recognizing when money or a good salary makes you feel trapped Timestamps (00:00) When constantly handling everything becomes too much (02:57) What compassion fatigue actually means (04:32) Missing your own burnout warning signs (07:04) Why high-achieving women keep pushing past capacity (10:09) Burnout and a dysregulated nervous system (13:35) How chronic stress can show up in your finances (13:57) When a good salary becomes golden handcuffs (16:48) Why exhaustion can get mistaken for laziness (21:02) Feeling like you need permission to rest (22:02) Guilt, obligation, and fear of disappointing people (23:49) How old patterns can affect your money decisions (24:39) Understanding the money stories you still carry (26:49) Feeling financially trapped in a job or relationship (31:12) Signs your body may be telling you something is wrong (32:39) Figuring out what you actually need financially (36:09) How to recognize nervous system dysregulation (38:15) What to do when you feel too busy to stop (39:42) A simple exercise to help your nervous system settle (41:06) When self-help may not be enough (42:50) Protecting your future without sacrificing yourself Connect with Julie Website: https://www.juliemerrimanphd.com YouTube: https://www.youtube.com/@drjuliemerriman Instagram: https://www.instagram.com/dr.juliemerriman/ Somatic Signature Quiz: https://rebrand.ly/y42jps0 Connect with Linda Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely Resources: https://www.lindagriz.com/resources ℹ️ Disclosures Real Money, Real Life® is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: https://hellonectarine.com & https://www.lindagriz.com/disclaimers

  ListenShow Notes
• 

  Episode #54

  Kids Are Off the Payroll: Money Moves for Empty Nesters with Lena Nebel | Ep 54

  Aug 11, 202631 min

  What should you do with extra money after your kids move out? On Real Money, Real Life®, Linda Grizely and Lena Nebel look at the financial decisions empty nesters face when the money, time, and energy once centered around their kids finally begin to shift. The answer is not simply to save everything or finally spend everything. It starts with deciding what you want this next chapter to look like, then giving the extra cash flow a purpose. Are you trying to catch up for retirement? Pay down debt? Travel more? Change careers? Or finally make yourself part of the financial plan again? Linda and Lena walk through financial planning for empty nesters, including employer benefits, retirement savings, helping adult children, caring for aging parents, downsizing, lifestyle changes, and the emotions that can make these decisions harder than expected. Real Money, Real Life® is about the part of personal finance that happens outside the spreadsheet. Becoming an empty nester can create more freedom, but it can also bring uncertainty. Linda Grizely and Lena show why this stage is a chance to pause, think about your future self, and make intentional choices about the life you are building now. We talk about: Deciding what to do with extra cash flow after the kids leave home Catching up for retirement without assuming you are already behind Setting financial boundaries with adult children Planning what you want your next five years to look like ⏱ Timestamps (00:00) What changes financially when the kids leave home (02:26) Why Lena started focusing on empty nesters (03:46) What empty nesters should think about next (05:34) Why extra cash flow can create new money decisions (08:38) Planning for the empty nest before it happens (10:26) The emotional side of becoming an empty nester (11:50) How to decide whether to save, spend, invest, or pay debt (14:20) What "I'm behind for retirement" really means (17:06) When adult children are not fully off the payroll (17:43) Helping aging parents while planning for yourself (18:52) Why employer matching is part of your compensation (20:26) Why relying on bonuses can complicate retirement planning (21:40) Giving yourself permission to enjoy the money (23:45) What do you want the next five years to look like? (25:27) Letting go of financial expectations as a parent (26:32) Do you really need to be debt-free before retirement? (27:13) Who Lena and BFG Financial Advisors work with (28:43) Where to find Lena and her financial resources Connect with Lena Website: https://www.bfgfa.com LinkedIn: https://linkedin.com/in/lenanebel Resources: https://courses.bfguniversity.com/ Connect with Linda Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely Resources: https://www.lindagriz.com/resources ℹ️ Disclosures Real Money, Real Life® is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: https://hellonectarine.com & https://www.lindagriz.com/disclaimers

  ListenShow Notes
• 

  Episode #53

  Mattress, Not a Hammock: Teaching Kids About Money with Julia Myers | Ep 53

  Aug 4, 202639 min

  How do you teach kids about money without creating shame, fear, or entitlement? On the Real Money, Real Life® podcast, Linda Grizely and Dr. Julia Myers show parents how everyday money conversations can help kids build confidence, maturity, and values. The answer is not one perfect lesson. It is paying attention to the messages kids already pick up from your tone, stress, silence, spending, and choices, then using small moments to make those messages more honest and grounded. What if you are worried you are spoiling your kids? What if you never learned how to talk about money yourself? Linda and Julia explain why children absorb money beliefs long before they understand budgets, how the Family Belief Box shapes those beliefs, and why parents need to become a mattress, not a hammock. You'll hear how to shift entitlement into empowerment, connect money choices to family values, and start a conversation this week by sharing one simple money story from your own childhood. Real Money, Real Life® with Linda Grizely is for parents who want to raise financially mature kids without shame, guilt, or pretending they have every answer. You do not have to cover every possible lesson. You can help your kids build financial confidence one honest conversation at a time. We talk about: Recognizing the money messages your kids already receive Teaching kids about money without shame or fear Shifting entitlement into responsibility and empowerment Starting age-appropriate money conversations at home Timestamps (00:00) How parents teach money without realizing it (02:54) How a life-changing vision loss created Generational Wisdom (06:00) How parents pass down their own money stories (08:44) When money changes from a tool into emotional baggage (12:23) How the Family Belief Box shapes children's money beliefs (16:20) How to notice the money messages your kids receive (19:57) Teaching kids to choose between competing priorities (20:23) What it means to raise grounded kids (22:02) Shifting entitlement into empowerment (24:44) Being a mattress instead of a hammock (26:42) Connecting family values to financial decisions (29:01) One simple way to start a money conversation (31:43) Teaching responsibility through real-life experiences (33:14) What financially launching a child can look like (34:17) Money conversation resources for parents (36:30) Raising financially confident kids one conversation at a time Connect with Julia Website: https://www.juliamyers.com LinkedIn: https://www.linkedin.com/in/juliamyers314 Instagram: https://www.instagram.com/julia_myers_rx Facebook: https://www.facebook.com/juliamyersrx Resources: https://saythis.juliamyers.com/?utm_source=Podcast&utm_medium=RealMoneyRealLife&utm_campaign=LindaGrizely&utm_term=2026 Media Kit: https://docs.google.com/document/d/1IV_hfpTHWN4Z3pnsO7KdifJN-cUB9HPnc6iRPZE9OxE/edit?usp=drivesdk Connect with Linda Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely Resources: https://www.lindagriz.com/resources Disclosures ℹ️ Disclosures: Real Money, Real Life® is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: https://hellonectarine.com & https://www.lindagriz.com/disclaimers

  ListenShow Notes
• 

  Episode #52

  Making Six Figures but Still Feeling Behind with Jackson Larimer | Ep 52

  Jul 28, 202638 min

  Making six figures but still feeling behind financially can be confusing and frustrating. On the Real Money, Real Life™ podcast, Linda Grizely and Jackson Larimer explain why earning more money does not automatically create clarity, stability, or financial progress. The answer is not always that you need to make more. Your spending, systems, expectations, and financial behavior may not have caught up with your income yet. What if you are earning more than you ever expected but still have little to show for it? How do you know whether you are truly behind or comparing yourself to an unrealistic benchmark? Jackson shares how earning six figures as a college student changed his understanding of money and happiness, why he left a comfortable corporate job to build a financial coaching business, and how careful preparation made that decision possible. Linda Grizely and Jackson also break down lifestyle inflation, delayed gratification, financial education, and the unique personal finance challenges small business owners face. You'll hear why separating business and personal finances matters, how a consistent owner's salary can bring stability to variable income, and why a tax deduction does not make an unnecessary expense free. Real Money, Real Life™ is about real financial decisions, not perfect ones. Making six figures but still feeling behind does not automatically mean you are failing. It may mean your money needs more direction and your systems need to catch up with the life you are building. We talk about: • Understanding why a higher income does not eliminate money stress • Deciding whether you are truly behind financially • Managing lifestyle inflation after your income increases • Creating financial structure with unpredictable business income ⏱ Timestamps (00:00) Why making more money may not solve money stress (02:19) Leaving a corporate career to start a business (04:23) Designing a career around the life you want (06:13) Preparing financially before quitting your job (08:19) Learning about money and opportunity in Guatemala (12:12) Why six figures remains a financial benchmark (13:07) Making six figures without feeling happier (15:13) High earners who are not rich yet (16:20) Earning money and managing money are different skills (17:33) Delayed gratification and long-term financial progress (18:43) Making financial decisions for your future self (19:19) How to know whether you are actually behind (21:41) Starting early and learning how investing works (23:04) Why investment growth feels slow at first (24:30) Financial challenges for small business owners (25:08) Separating business and personal finances (26:04) Financial strategies self-employed people may overlook (28:15) Living within your means with variable income (29:15) Paying yourself a consistent business salary (30:42) Lifestyle inflation at higher income levels (32:30) When old money beliefs no longer match your life (33:18) Treating business expenses like real expenses (35:16) How to connect with Jackson Larimer (35:59) Turning income into stability and choices Connect with Jackson Website: https://jacksonlarimer.com/ LinkedIn: https://www.linkedin.com/in/jackson-larimer/ YouTube: https://www.youtube.com/@moneywithjackson Instagram: https://www.instagram.com/moneywithjackson/ Resources: https://jacksonlarimer.beehiiv.com/ Connect with Linda Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely Resources: https://www.lindagriz.com/resources ℹ️ Disclosures Real Money, Real Life™ is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: https://hellonectarine.com & https://www.lindagriz.com/disclaimers

  ListenShow Notes
• 

  Episode #51

  Retire Like a Rock Star: Retirement Planning Through Pop Culture with Jesse Hurst | Ep 51

  Jul 21, 202641 min

  How to prepare for retirement emotionally and financially is about more than reaching a savings goal. On the Real Money, Real Life™ podcast, Linda Grizely talks with Jesse Hurst about why retirement planning also requires a clear picture of the life you want to create. You can have the money and still struggle with the transition. Lifelong savers may find it difficult to give themselves permission to spend, and people who built their identity around work may not know what to do when their schedule suddenly opens up. What will give your days structure, purpose, and meaning? How do you enjoy the money you worked for without constantly worrying that you will run out? Linda Grizely and Jesse discuss how familiar references from music, movies, and television can make retirement planning easier to understand. You'll hear how Bohemian Rhapsody , Friends , Animal House , Led Zeppelin, and the Rolling Stones connect to saving, spending, market cycles, and financial decision-making. They also walk through the 12-piece retirement puzzle, the transition from accumulation to distribution, and why knowing where you are today matters before you can map out where you want to go. Preparing for retirement is not only about protecting your future. It is also about building the confidence to live the life your money was meant to support. We talk about: · How to prepare for retirement beyond the financial numbers · Why lifelong savers struggle to spend money in retirement · How to create a clear vision for your retirement years · Why pop culture can make financial concepts easier to understand ⏱ Timestamps: (00:00) How pop culture makes retirement planning easier (04:55) Using Animal House and Friends to explain the economy (08:45) Why moving from saving to spending feels so difficult (14:40) The 12-piece retirement planning puzzle (16:40) Knowing where you are before planning where to go (17:35) How to prepare emotionally for retirement (20:40) Creating a picture of your future self (22:40) What it means to retire like a rock star (25:45) Balancing spending now with saving for later (28:40) Using music and movies to explain financial decisions (33:00) Why time matters when you are investing (35:35) Preparing for market uncertainty before retirement (37:40) Who Jesse helps and how to find him (39:00) Turn down the noise and turn up the confidence Connect with Jesse: LinkedIn: https://www.linkedin.com/in/jessehurst/ Website: https://www.impelwealth.com/ Book: https://www.impelwealth.com/popenomics Connect with Linda: Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely Resources: https://www.lindagriz.com/resources ℹ️ Disclosures: Real Money, Real Life™ is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: https://hellonectarine.com & https://www.lindagriz.com/disclaimers

  ListenShow Notes

Recent guests on Real Money, Real Life ®. Study who booked and why before you pitch.

Based on semantic analysis of episode topics and host coverage, this show is a strong guest fit for executives in:

Industry fit is computed by PitchCentric using vector embeddings of the show's episode catalog.