Risky Assets

What do you really know about insurance? Charlie Deaver and Daniel Clarke host Risky Assets, a podcast about insurance, financial strategy, entrepreneurship, and business management. They talk about how insurance is a means to investing in the future, and a necessary tool to be wielded by business owners. Their goal in both the podcast and their work at Greyhawk Insurance is to educate people on what proper structure is for their insurance, to think creatively about risk, and to share their experience with business owners who care about doing insurance right.

Risky Assets is a business podcast hosted by Unknown Host, with 0 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Unknown Host hosts Risky Assets, a business show with 0 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Episode #33

  California's Dual Wage Threshold Is Changing & What Contractors Need To Know - EP033

  Aug 17, 202621 min

  On September 1, 2026, California is raising the workers comp dual wage thresholds for contractors again, and this one is a big jump. In this episode of the Risky Assets Podcast, Charlie and Daniel break down what the dual wage threshold actually is, why paying an employee more can end up costing you less, and how to plan for it before your renewal and your year end audit catch you off guard. If you run a construction business in California, this is the kind of change that can quietly cost you thousands, so we walk through the real math, the ten year trend, and exactly what to do about it. RESOURCES Dual Wage rate sheet (PDF): https://drive.google.com/file/d/1nOEHc-Zob4opeUO_1QjPiVmSg4KFLl7Q/view?usp=drive_link WCIRB dual wage (official): https://www.wcirb.com/products-and-services/classification-search Talk to Greyhawk / onboard: https://greyhawkinsurance.useindio.com/sign-up/BAu9UDjo6U9SLPaSXrur TIMESTAMPS 0:00 What you need to know about Dual Wage 4:00 The math: pay your people, not the insurer 10:35 A decade of rising thresholds 12:45 Finding your break even point 17:57 How Greyhawk can help ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance #RiskyAssets #Greyhawk #WorkersComp #DualWage #Contractors #Construction #California #SmallBusiness

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  Episode #32

  What Nobody Tells You About Owning A Law Firm - EP032 with Brett Sachs

  Aug 10, 20261h 1m

  Brett Sachs is a California personal injury attorney who built his own law firm from an apartment and 20 thousand dollars in savings, scaled it to nearly 100 employees, then made the hard call to rebuild it leaner, down to 28 people while doing more volume with AI. In this episode of the Risky Assets Podcast, Charlie and Brett open with a Hot Ones style hot sauce challenge, then get into betting on yourself, being comfortable being uncomfortable, and the mindset that carried him through the scariest stretches of ownership. They also go deep on the money behind the legal and insurance worlds, from the costs some firms quietly pass to clients to an honest, two sided look at insurance, litigation, and tort reform. MVP Accident Attorneys - Brett Sachs: https://www.brettsachs.attorney/ TIMESTAMPS 0:00 How Charlie and Brett met 1:40 Hot sauce challenge before golf 4:25 From Indiana to a California law firm 8:00 Fired for challenging his boss 16:24 Scaling to 100, then downsizing to 28 24:35 Charlie's tough love: exit or commit 28:20 Cutting his team with AI 34:27 Interest and fees he won't pass to clients 42:00 Do lawyers really drive up insurance costs? 55:50 Golf and M19 ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance

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  Episode #31

  The Fed Held Interest Rates. Here's What It Means For You. - EP031 with Wesley Deaver

  Aug 5, 202629 min

  The Fed just held interest rates steady, and three members actually voted to raise them. So why does it feel like everyone is getting squeezed harder than ever? In this episode of the Risky Assets Podcast, Charlie and Wesley sit down as two self described financial nerds and everyday guys to break down what the decision means for real people, not Wall Street. TIMESTAMPS 0:00 The vote nobody expected 0:24 Two financial nerds, everyday guys 0:56 Why we're talking Fed 1:50 Why they held, who voted to raise 2:34 Locked in at 3 percent 3:10 Home prices are softening 3:36 Everyone bet on cuts. Wrong. 4:00 Oil is driving inflation 4:52 Sitting on more cash 5:24 One income, kids, California 6:25 Car prices meet high rates 7:05 Commission beats salary now 7:27 The 85k debt trap 8:08 The business owner squeeze 8:44 Healthcare costs roll downhill 11:10 The AI spending bubble 13:25 4 percent vs the 2 percent norm 14:30 The real number since 2020 15:33 So why not just cut? 16:16 Who really wants a crash 17:13 Supply is the real problem 19:46 A framer's rising costs 20:23 Wildfire and property insurance 21:46 Apartments are getting crushed 23:09 The workers comp wage shock 25:00 Blue collar wages squeezed 27:07 The case for self insurance 27:49 Control the controllable 28:11 Education is your best defense ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance Subscribe so you never miss an episode. New episodes weekly. #RiskyAssets #Inflation #FederalReserve #InterestRates #Economy #PersonalFinance #SmallBusiness #California

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  Episode #30

  How Businesses Fall Apart, From the Man Who Investigates Them - EP030 with Chris Hamilton

  Jul 27, 20261h 9m

  Chris Hamilton gets called when the money disappears. He is a forensic accountant, which means fires, fraud, and figuring out what a business was worth the minute before it burned. Charlie and Daniel sit down with him for the stories most accountants never get to tell, and the harder lessons from 32 years of building a firm. TIMESTAMPS 0:00 The pile of ash: what a forensic accountant walks into 0:33 Meet Chris Hamilton 2:35 Fires, fraud, and disasters: the work behind forensic accounting 6:06 The FBI case: a 1 a.m. informant and a truck full of records 13:09 Starting the firm and a partnership where everyone earns the same 18:58 What actually breaks partnerships: too much money and not enough 22:51 Ownership is who you are today, not who we hope you become 24:07 Family, ministry, and work: priorities are on a wheel 34:36 Turning down Congress, and the strength that became a weakness 45:50 Leading a business like the church, and where fraud creeps in 51:57 No bad decisions: the deal that nearly ended the firm 1:05:38 Succession, California, and working for the love of the game ABOUT THE GUEST Chris Hamilton is a CPA, certified fraud examiner, and certified valuation analyst who has spent his career in forensic accounting and complex civil litigation. He started his firm in 1994, teaches forensic accounting certification around the country, and has served as an elder at Grace Community Church for more than two decades. Connect with Chris Hamilton: https://arxisfinancial.com/about-us/chris-hamilton-cpa-cfe-cva/ ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance

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  Episode #29

  How The Right CPA Helps You Grow - EP029 with Joel Peluffo

  Jul 20, 202652 min

  Joel Peluffo came to Santa Clarita from Argentina at 16 chasing soccer, and ended up a partner at Hedman Partners, one of the most respected CPA firms in the valley. In this episode Charlie sits down with him for an honest talk about using the right CPA to actually grow a business, not just file taxes. They get into why a great firm says no to clients, why value beats volume, and why chasing a tax write off often costs you more than it saves. Whether you are an owner who wants better numbers or someone weighing a career, this one is worth your time. Timestamps 0:00 Meet Joel Peluffo: from Argentina to Santa Clarita 2:52 Soccer, a full ride, and stumbling into accounting 5:55 Getting hurt, marrying young, and betting on a career 9:05 Thirteen years at Hedman and the road to partner 13:08 Why Hedman says no: choosing clients by value, not revenue 20:27 Culture, community, and beating burnout 22:50 Competing with the Big Four and the private equity rollup opportunity 35:25 The truck write off trap and smarter tax strategy 41:09 High W2 earners, shiny loopholes, and the IRS 45:00 Advice for the next CPA: purpose over a paycheck Contact Hedman Partners LLC Website: https://www.hedmanpartners.com/ Phone: (661) 287-6333 Toll Free: (888) 866-4195 Email: info@hpllp.com About Risky Assets The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. We sit down with founders, operators, and experts for honest conversations about building a career, taking smart risks, and the real work behind the wins. Subscribe so you never miss an episode. New episodes weekly. Disclaimer This episode and description are for general educational purposes only and are not tax, legal, or financial advice. Tax rules and treatment change and depend on your situation. Please consult a qualified CPA or attorney before making decisions. Hashtags #RiskyAssets #Entrepreneurship #CPA #Tax #SmallBusiness #Accounting #BusinessOwner #SantaClarita #Leadership

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