Risky Assets

What do you really know about insurance? Charlie Deaver and Daniel Clarke host Risky Assets, a podcast about insurance, financial strategy, entrepreneurship, and business management. They talk about how insurance is a means to investing in the future, and a necessary tool to be wielded by business owners. Their goal in both the podcast and their work at Greyhawk Insurance is to educate people on what proper structure is for their insurance, to think creatively about risk, and to share their experience with business owners who care about doing insurance right.

Risky Assets is a business podcast hosted by Unknown Host, with 0 episodes on record and a Required Pod Score of 80.

Unknown Host hosts Risky Assets, a business show with 0 episodes published.

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  Episode #38

  California Homeowners Are Not Stuck on the FAIR Plan Anymore - EP038

  Sep 28, 202635 min

  For a few years the answer for a lot of California homeowners was the FAIR Plan or nothing. Carriers stopped writing, premiums climbed, and people who had spent decades paying off a house found out their insurer was letting them go. That market has quietly started to move again, and most homeowners have no idea what is available to them now. Edgar Corona and Ashley Macedo, who run personal lines at Greyhawk Insurance, get into what actually changed, including the two carriers nobody expected to show up in California, what the FAIR Plan was originally built for and why it was never meant to carry this much of the state, and the two coverages people skip that cost the least and protect the most. One of those comes down to a question most homeowners have never been asked. Contact Us: https://www.greyhawkinsurance.com/contact/ TIMESTAMPS 0:38 Where the market broke 2:15 The last resort that became the only option 6:38 Why the market is moving again 11:44 Why carriers left 13:18 The bill that looks like a mortgage payment 16:18 The coverage that protects everything else 22:21 The one nobody thinks they need 29:31 Why they left where they came from ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance

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  Episode #37

  Heath Net is Leaving California. What This Means For Your Group Health Benefits - EP037

  Sep 14, 202623 min

  If your company's health plan runs through Health Net, the clock is already running. The carrier is exiting the small group and large group market in California, and the notices have gone out. Wesley Deaver, who runs employee benefits at Greyhawk, walks through what actually happens next: how much runway you have, what losing a low-cost competitor tends to do to everyone else's pricing, and the handful of creative options most employers never get shown. This conversation reflects the personal opinions of the hosts and is for general discussion only. It is not legal, tax, or financial advice, and nothing in it confirms coverage under any plan. Carrier decisions, effective dates, and plan availability can change and are governed by the carrier and the plan documents as issued. Talk to a licensed professional about your specific situation. TIMESTAMPS 0:56 What just happened 1:52 Why a carrier walks away 3:50 The clock you did not know was running 5:46 The plan that was too good to last 7:51 Who is next 10:12 The options nobody shows you 15:22 Acting like your own insurance company 20:23 The conversation your broker should be having ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance Wesley Deaver, Health Net, Health Net exit California, Health Net leaving California, Risky Assets Podcast, Greyhawk Premier Insurance Solutions, employee benefits, group health insurance, small group health insurance California, large group health insurance, health insurance renewal, open enrollment, carrier exit, Cal Choice, Anthem, Kaiser, UnitedHealthcare, HMO, PPO, PEO, professional employer organization, composite rating, age banded rating, self funded health plan, level funded health plan, captive insurance, stop loss insurance, HSA, health savings account, high deductible health plan, employee benefits broker, benefits strategy, cost containment, California employers, small business benefits, HR leaders, Santa Clarita, Valencia California

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  Episode #36

  Prepare Your Family for the Next Emergency Before It's Too Late - EP036 with Aaron Rose

  Sep 7, 202640 min

  Everyone manages risk every day without calling it that. We put on a seatbelt. We buy homeowners and auto and life insurance. Then we skip the part where the tap stops running for a week and the phones go dark. After the 1994 Northridge earthquake the freeways were on the ground and the local water supply was contaminated for days. In 2021 the Texas grid came within minutes of a collapse that would have taken weeks or months to reverse. Preparedness is nothing more than the bridge between the moment the system stops working and the moment it comes back, and most families have never built one. Aaron Rose starts with the rule of threes: you can survive three minutes without oxygen, three days without water, and three weeks without food. From there he gets into what has to already be in your house, how you reach the people you love when the phones are down, why counting on help arriving is a plan with a hole in it, and the one thing hardly anyone in California buys until it is too late. Aaron's channel @DontForgetYourLunch35 is linked below. https://www.youtube.com/@DontForgetYourLunch35 TIMESTAMPS 0:00 Introduction 1:16 The 94 quake and the road to the fire service 5:37 The rule of threes 11:43 Why nobody wants to think about this 14:01 When three days is not enough 22:07 The insurance most people skip 23:55 Reaching your family when the grid is down 28:57 The help that is not coming 34:44 The last car out of the neighborhood ABOUT THE GUEST Aaron Rose is a firefighter and paramedic in Southern California with more than ten years in the fire service, eight of them as a paramedic. He started as an EMT on a 911 ambulance at 18, served in the Navy in aircrew rescue and trained at its survival school, and now runs the YouTube channel Don't Forget Your Lunch, where he builds compact survival kits and reviews gear so families can put together their own. ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance Follow so you never miss an episode. New episodes every Monday. #RiskyAssets #DisasterPreparedness #EmergencyPreparedness #Earthquake #Wildfire #Firefighter #California #insurance

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  Episode #35

  He Stepped Away From His Business for a Year and It Ran Without Him - EP035 with Tim Kane

  Aug 31, 20261h 11m

  Tim Kane has held ownership positions in seven businesses and been part of roughly a dozen more, from one of the internet's earliest email marketing companies to a startup Apple bought in four months. But the story Daniel Clark digs into here is the one most owners never manage. When Tim's wife was diagnosed with cancer, he walked into his Amazon delivery business, roughly 100 trucks and more than 100 employees, told the leadership team he had spent three and a half years training that he was leaving to take care of her, and left. He worked about one month that entire first year. The business kept running and it stayed profitable. Tim and Daniel get into how you build a team that can do that, why he put employees first and profitability third, and what nearly 900 hires taught him about work ethic. TIMESTAMPS 0:43 Meet Tim Kane 1:27 Seven companies, a dozen swings 10:27 What actually makes a salesperson 25:11 What he put ahead of profit 33:02 The year he was not there 38:32 The California problem 53:36 What he knows now ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance #RiskyAssets #Entrepreneurship #SmallBusiness #Leadership #SalesLeadership #WorkersComp #AmazonDSP #california

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  Episode #34

  Scale Your Business The Right Way - EP034 with Joshua Driskell

  Aug 24, 20261h 17m

  Joshua Driskell went from a town of 1,200 people in rural Ohio to leading Lagerlof, a Pasadena law firm of more than 120 people that guides high net worth families through tax, estate, real estate, and the sale of the businesses they spent a lifetime building. In this episode of the Risky Assets Podcast, Charlie and Joshua get into the honest work behind that climb. They dig into why fair is not always equal in a family business, how to actually prepare a company for sale, building a brand that outlives the founders' names, hiring to your weaknesses, and the hardest skill for any owner: learning to say no and protect your time. Joshua Driskell: https://www.lagerlof.com/teams/joshua-r-driskell/ Lagerlof, LLP: https://www.lagerlof.com/ TIMESTAMPS 0:00 Meet Joshua and what Lagerlof does 2:11 Selling a business the right way 4:45 When family and business collide 9:29 From Ohio to California 23:36 Going solo and one lucky lunch 31:58 Merging up: build a brand, not a name 43:43 Leading a firm: one voice, the right team 49:19 Why the right clients beat more clients 56:31 The exit, giving back, and the long game ABOUT RISKY ASSETS The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create. FOLLOW THE SHOW Instagram: @greyhawkinsurance Subscribe so you never miss an episode. New episodes weekly. #RiskyAssets #Entrepreneurship #LawFirm #EstatePlanning #FamilyBusiness #ExitPlanning #SmallBusiness

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