Savings and Sense

Each week, Logan Gilland, CFP® with Joule Financial, welcomes experts to discuss the markets, economy, and smart financial planning. Whether it’s Allie Howard, CPA, Daniel Czulno, CFP®, Quint Tatro with 25+ years of market experience, or another trusted voice, the team breaks down taxes, planning strategies, and what’s happening with your money. Joule Financial, LLC is registered as an investment adviser with the Securities Exchange Commission. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. All content on this radio broadcast is for informational purposes only. Opinions expressed herein are solely those of Joule Financial, LLC and our staff. All information and ideas should be d

Savings and Sense is a education podcast hosted by Logan Gilland, with 53 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Logan Gilland hosts Savings and Sense, a education show with 53 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Episode #53

  Preparing the Next Generation for Wealth

  Sep 6, 202630 min

  Logan Gilland and Allie Howard discuss the forces currently driving markets, including interest rate expectations, inflation concerns, and the impact of rising Treasury yields. They then shift to a conversation about the Great Wealth Transfer and what families should be doing today to prepare the next generation. The discussion covers beneficiary designations, estate planning considerations, gifting strategies, and the importance of teaching financial habits alongside passing down assets. They emphasize that successful wealth transfer is about more than money and that preparing heirs can be just as important as building wealth in the first place.

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  Episode #52

  The Estate Planning Documents Everyone Should Know

  Aug 30, 202630 min

  Allie Howard and Daniel Czulno break down the fundamentals of estate planning and why having the right documents in place is an important part of any financial plan. They discuss wills, powers of attorney, healthcare directives, and beneficiary designations, explaining what each document does and why keeping them updated matters. The conversation highlights the importance of coordinating with both an estate planning attorney and your financial advisor to ensure your wishes are carried out and your assets are positioned the way you intend.

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  Episode #51

  Traditional vs. Roth: Which Bucket Should You Be Filling?

  Aug 23, 202630 min

  Logan Gilland and Allie Howard break down one of the most important decisions investors face: saving in traditional retirement accounts versus Roth accounts. Using simple examples, they explain the tradeoffs between paying taxes now or later, how future income and tax brackets influence the decision, and why the timing of your savings can dramatically impact long-term results. The conversation also explores contribution limits, retirement planning strategies, and why building the right mix of taxable, tax-deferred, and tax-free assets can create more flexibility in retirement.

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  Episode #50

  Term Life, Whole Life, or Universal Life?

  Aug 16, 202630 min

  Logan Gilland and newly minted CFP® professional Katelyn Felker break down one of the most common questions in financial planning: how much life insurance do you need and what type makes the most sense? They explain the differences between term life, whole life, and universal life insurance, discuss when each strategy may be appropriate, and explore the tradeoffs between combining insurance and investing versus keeping them separate. The conversation also highlights how insurance fits into a broader financial plan and why protecting your family starts with understanding the purpose behind the coverage.

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  Episode #49

  From Saving to Spending: The Retirement Mindset Shift

  Aug 9, 202630 min

  Logan Gilland and Allie Howard discuss one of the most important retirement topics: the mental and emotional transition from working to living off your savings. They explore the challenge of moving from accumulation to distribution, planning for large expenses in retirement, managing taxes efficiently, and finding confidence in spending money you've spent decades saving. The conversation highlights why a successful retirement is about more than just numbers and how having a clear plan can help retirees enjoy the life they've worked so hard to build.

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