
Episode #13
From Credit Confusion to Confidence
<p>Credit impacts everything from loan approvals to interest rates, yet it's still one of the most misunderstood financial topics. In this episode, Andrew sits down with Patelco Enterprise Certified Financial Specialist Erika Karamanos to break down how credit scores work, what influences them, and the most common myths people believe about building credit. You'll also learn practical strategies for improving your score and rebuilding confidence when financial setbacks happen.</p>






