That Backyard Property Podcast

I'm Michael Killiner the host of 'That Backyard Property' podcast. Join me as we embark on an exciting journey to help, inspire, and empower prospective property buyers in Australia. The podcast will explore the property buying process, the myths surrounding property acquisition, and practical guidance for navigating the market. I'll speak with expert guests to provide valuable insights every fortnight, alongside bite-sized episodes to simplify complex real estate jargon for you. Tune in every Tuesday for new episodes and learn how to take decisive steps towards your property goals!

That Backyard Property Podcast is a business podcast hosted by Michael Killiner, with 140 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Michael Killiner hosts That Backyard Property Podcast, a business show with 140 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  That Backyard Property Podcast

  Inflation Eased to 3.8%: So Why Do You Feel Poorer?

  Aug 19, 20266 min

  Petrol fell almost 11% in a single month, yet your power bill is up 22% over the year. That's the gap between the inflation headline and the bills actually crushing your cash flow. In this episode, Michael breaks down the numbers behind the numbers: why services inflation is stuck, why a rate cut isn't coming soon, and exactly what you can do about it right now. Subscribe & leave a comment with your questions, we build episodes around what YOU want to know.General advice only and not personal advice. CRN 485467In this episode:Why headline inflation of 3.8% hides the bills that actually hurtThe split between goods (3.5%) and services (4.0%) inflation explainedWhy power bills have jumped 22% and rebates are endingHome and contents insurance up nearly 15%, around $374 extra a yearWhy services inflation is "sticky" and homegrownWhy underlying inflation can't fall back to the RBA's 2.5% target yetThe three remaining 2026 RBA meetings and why a cut isn't on the tableHow to fight back: shop your insurance renewal hardThe bank rate war right now and how to use it to your advantageSubscribe: https://youtube.com/@ThatBackyardPropertyPodcastInstagram: https://instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag==Website: https://tuskfinance.com.auConnect with Michael: Facebook https://facebook.com/tuskfinancemk, Instagram https://instagram.com/mortgageswmichael, LinkedIn https://linkedin.com/in/michaelkilliner, TikTok https://tiktok.com/@backyardpropertypodcast, Tusk Finance: broker@tuskfinance.com.auChapters:(00:00) The cost of living gap nobody explains(00:25) Why the 3.8% inflation number is misleading(00:45) Goods vs services: inflation's two halves(01:10) Power up 22%, insurance up 15%(01:55) Why services inflation is sticky and local(02:20) Why a rate cut can't happen yet(02:50) The three RBA meetings left this year(03:15) Know your real position at today's rate(03:35) The bank rate war and how to use it(04:10) Call your bank, ask for a discharge(04:55) Where to cut costs before year endProduced by Podwave Studios: https://www.podwavestudios.au#costofliving #inflation #australianproperty #perthproperty #ratecut #rba #interestrates #mortgagebroker #homeloan #refinance #tuskfinance #backyardpropertypodcast #perthpropertymarket #propertyinvesting #australianeconomy #insurancecosts #powerbills #cpi #michellebullock #financetips

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  Episode #76

  The Nasty Blocks Buyers Are Getting Trapped By, with Fab Marion

  Aug 17, 202640 minS1

  Building costs in Perth have jumped 40% or more in the past five years, and one government stimulus package in June 2020 is a big part of why. In this episode, Michael sits down with Fab Marion, a building and subdivision advisor with 14 years in the industry, to unpack how to build a home without making the mistakes that catch first-time builders out. Subscribe & leave a comment with your questions, we build episodes around what YOU want to know. General advice only and not personal advice. CRN 485467 In this episode: Why you should start with the numbers before you start manifesting your dream home How to turn your lifestyle and daily routines into a home design brief The four options when you outgrow your home: renovate, knock down and rebuild, sell and buy, or stay put Why a renovation can cost more per square metre than building new How 22,500 building approvals in one year overwhelmed the industry What makes a block nasty, and the hidden costs of slope, access, and neighbouring structures Why limited blocks mean fewer builders and a more expensive build The three levers of building: your requirements, your budget, and your builder type Fab's take on the proposed R Code and subdivision changes How Fab manages stress and stays present as a business owner, father, and husband Subscribe: https://youtube.com/@ThatBackyardPropertyPodcast Instagram: https://instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag== Website: https://tuskfinance.com.au Connect with Michael: Facebook https://facebook.com/tuskfinancemk, Instagramhttps://instagram.com/mortgageswmichael, LinkedIn https://linkedin.com/in/michaelkilliner, TikTok https://tiktok.com/@backyardpropertypodcast, Tusk Finance: broker@tuskfinance.com.au Chapters: (00:45) Why this episode is a must listen (01:15) The one thing every home builder should understand (03:35) Turning lifestyle into a design brief (05:50) Balancing two decision makers in a couple (08:40) Bringing a family's ideas to life (10:35) Renovate, knock down, sell, or stay put (12:35) A Mount Hawthorn case study on running the numbers (14:10) Why footprint rules can force a renovation (15:55) How much building costs have changed in five years (18:50) What makes a block nasty (22:55) The three items to have on your list (23:35) The three levers: requirements, budget, and builder (27:15) The proposed R Code and subdivision changes (32:45) Carrying the weight as a business owner and father (35:55) What Fab is most proud of Produced by Podwave Studios: https://www.podwavestudios.au #PerthProperty #BuildingAHome #NewHomeBuild #PerthBuilders #PropertyAdvice #HomeBuildingTips #Subdivision #RCodes #KnockDownRebuild #RenovationVsRebuild #PropertyDevelopment #BuildingCosts #PerthRealEstate #DreamHome #CustomHomes #WAProperty #HomeDesign #PropertyInvestment #FabMarion #ThatBackyardPropertyPodcast

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  That Backyard Property Podcast

  The $10,000 Credit Card That's Costing You $50,000 in Borrowing Power

  Aug 12, 20268 min

  A $10,000 credit card limit you have not touched in years can quietly wipe around $50,000 off your borrowing power, and it is the balance that matters least. In this episode, Michael pulls the curtain back on how banks actually calculate your borrowing capacity, then breaks down a brand new investor loan that has just changed the cash flow equation. Subscribe & leave a comment with your questions, we build episodes around what YOU want to know. General advice only and not personal advice. CRN 485467 In this episode: The one number that decides almost everything about your property journey What the assessment rate is and why banks test you roughly 3% above your actual rate Why second and third tier lenders assess at 1% to 2%, and what that unlocks The back of envelope rule for owner occupied borrowing capacity The rule for investment borrowing capacity, and how rent factors in How negative gearing changes have cut investor capacity by at least 10% The credit card trap costing borrowers five times their limit AMP's new Equity Flex loan, 40 year terms and up to 10 years interest only The detail most people will misread about how it is actually assessed Why interest only is a strategy tool, not a shortcut Subscribe: https://youtube.com/@ThatBackyardPropertyPodcastInstagram: https://instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag==Website: https://tuskfinance.com.au Connect with Michael: Facebook https://facebook.com/tuskfinancemk, Instagram https://instagram.com/mortgageswmichael, LinkedIn https://linkedin.com/in/michaelkilliner, TikTok https://tiktok.com/@backyardpropertypodcast, Tusk Finance: broker@tuskfinance.com.au Chapters: (00:00) The number that decides everything (01:10) What borrowing capacity actually is (01:20) The assessment rate and the 3% buffer (02:00) Rules of thumb you can run in ten seconds (02:15) Rule one: five times income for your own home (02:32) Rule two: six times combined income for an investment (02:50) How negative gearing changes cut capacity by 10% (03:05) Rule three: the silent capacity killer (03:40) Two old cards, $100,000 of capacity gone (04:10) AMP's new Equity Flex loan explained (04:48) The detail people will misread (05:37) Who this product is actually for (05:50) The interest only catch nobody mentions (06:18) The three takeaways (07:05) Assessment rate levers and the 1% buffer Produced by Podwave Studios: https://www.podwavestudios.au #BorrowingCapacity #PropertyInvesting #AustralianProperty #PerthProperty #MortgageBroker #HomeLoans #InvestmentProperty #InterestOnly #AMPBank #EquityFlex #NegativeGearing #PropertyInvestment #FirstHomeBuyer #LoanStructure #AssessmentRate #CreditCardDebt #PropertyPortfolio #TuskFinance #PropertyPodcast #ThatBackyardPropertyPod

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  Episode #75

  Perth Has 13% Left to Run, with Reece Beddall

  Aug 10, 202619 minS1

  NAB's book is down 15 to 20 percent and Westpac's is down 30 percent, and every capital city in the country just recorded two consecutive weeks of negative growth. In this episode, Michael sits down with Reece Beddall, Director of Follio and host of the number one property podcast in the country, to cut through the noise and put real data behind where the Perth market goes next. Subscribe & leave a comment with your questions, we build episodes around what YOU want to know. General advice only and not personal advice. CRN 485467 In this episode: Why East Coast investors are quietly exiting Perth after 100 percent plus gains The affordability index, and how it predicted Brisbane topping out at exactly 47 percent Why Perth still has at least 13 percent of house price growth left in the tank The price brackets still moving in Perth, and the one where nobody is showing up to viewings What a 15 to 30 percent drop in the major lenders' books actually signals Why Perth is 32,000 homes short and what happens when sentiment turns Whether the proposed R20 zoning changes should change your buying strategy The two year timeline nobody mentions before you buy a subdivision block Why Hobart and Darwin look great on paper and still worry Reece Subscribe: https://youtube.com/@ThatBackyardPropertyPodcast Instagram: https://instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag== Website: https://tuskfinance.com.au Connect with Michael: Facebook https://facebook.com/tuskfinancemk, Instagramhttps://instagram.com/mortgageswmichael, LinkedIn https://linkedin.com/in/michaelkilliner, TikTok https://tiktok.com/@backyardpropertypodcast, Tusk Finance: broker@tuskfinance.com.au Chapters: (00:00) Investors are starting to exit Perth (00:39) Welcome back, Reece Beddall (01:04) Green shoots after six weeks of hesitation (01:45) The two speed economy is now every capital city (02:47) Brisbane hits its affordability ceiling (04:45) Where Perth actually sits right now (05:20) REIWA's president on East Coast investors cashing out (06:25) The brackets still selling, and the one that stalled (08:12) NAB down 20 percent, Westpac down 30 percent (08:38) Perth's runway: 13 percent on houses, 40 percent on units (11:08) Perth is 32,000 homes short (12:26) Do the R20 changes alter the strategy? (15:10) Are Darwin and Hobart a buy? (16:20) The 70 percent number that concerns Reece (18:08) Data can tell either story Produced by Podwave Studios: https://www.podwavestudios.au #PerthProperty #PerthRealEstate #AustralianProperty #PropertyInvesting #PerthPropertyMarket #ReeceBeddall #Follio #TuskFinance #ThatBackyardPropertyPodcast #PropertyMarket2026 #NegativeGearing #InvestmentProperty #HousingMarketAustralia #PerthHousing #BuyersAgent #RBA #InterestRates #Subdivision #HobartProperty #DarwinProperty

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  That Backyard Property Podcast

  Why Perth Property Prices Keep Rising While the Rest of Australia Falls

  Aug 5, 20269 min

  Perth property prices are still climbing nearly 24% in the past year while Sydney and Melbourne drag the national market down for a third straight month. In this mini episode, Michael breaks down the real reason Perth keeps defying the trend, and it's not what you'd expect. Subscribe & leave a comment with your questions, we build episodes around what YOU want to know. General advice only and not personal advice. CRN 485467 --------------------------------- In this episode: Why Perth prices keep rising while the rest of Australia falls The real story behind Perth's growth: supply, not demand Why building approvals are up but home starts are falling Three reasons the construction pipeline is jammed Why apartment approvals fell nearly 30% How jobs, economic growth and oil prices feed into housing costs What Ray White's chief economist says about clashing rate and housing policy Why sitting in cash could be costing you more than you think The inflation mindset shift for building long term wealth --------------------------------- Timecodes: (00:00) Perth vs the falling national market (00:38) Four things you'll learn today (01:11) Cotality figures: Sydney, Melbourne, Perth compared (01:47) The real story is supply, not demand (02:07) Building approvals hit a high, but there's a trap (02:42) Approvals vs starts: the pipeline flips (02:58) Three reasons the pipeline is jammed (03:32) Apartment approvals fall almost 30% (03:43) Nerida Conisbee on clashing rate and housing policy (04:29) Jobs, growth and oil: the wider economy (05:19) What this means for buyers, upgraders and owners (05:47) Michael's take: cash vs debt in an inflationary world (06:59) The inflation mandate explained (07:46) Quick recap (08:22) Subscribe and see you Tuesday Subscribe: https://www.youtube.com/@ThatBackyardPropertyPodcast Instagram: https://www.instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag== Website: https://tuskfinance.com.au Connect with Michael: Facebook: https://www.facebook.com/tuskfinancemk Instagram: https://www.instagram.com/mortgageswmichael LinkedIn: https://www.linkedin.com/in/michaelkilliner TikTok: https://www.tiktok.com/@backyardpropertypodcast Tusk Finance: broker@tuskfinance.com.au Produced by Podwave Studios: https://www.podwavestudios.au #PerthProperty #PerthPropertyMarket #PropertyInvesting #AustralianPropertyMarket #RealEstateAustralia #PropertyInvestment #HousingSupply #ConstructionCosts #InterestRates #RBA #Inflation #WealthBuilding #PropertyPrices #BuildingApprovals #PerthRealEstate #AustralianEconomy #MortgageBroker #TuskFinance #ThatBackyardPropertyPodcast #PropertyPodcast

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