
Episode #13
The Strangest Cases That Crossed the Desk
Mortgage due diligence can uncover far more than missing documents or underwriting issues. Some loan files contain stories that are difficult to believe. Joe Furlong speaks with Scott Bledsoe, Director of Operations of the Due Diligence Group at MIAC Analytics, about the realities of reviewing mortgage loans and the unusual cases that can surface along the way. They cover how due diligence works, what reviewers look for across credit, compliance, and loan documentation, and how the work has changed from paper files and on-site reviews to digital loan files. Scott also shares several memorable cases from his experience in the mortgage industry. Key points: How mortgage due diligence works as a re-underwrite and audit of loan files A loan with 105 Loan Estimates and Closing Disclosures Unusual loan files involving bankruptcy, stated income, and property condition How due diligence changed from physical loan files and on-site reviews to digital workflows The return of NonQM and DSCR loans and why Scott believes they require careful review The AiCR Exchange is a conversation series hosted by Joe Furlong about how people solve real business problems, improve the way work gets done, and turn ideas into practical solutions. Find more episodes at aicr .io The AiCR Exchange features conversations with leaders across mortgage and financial services on document workflows and technology decision-making.


