
The Ever Forward Mindset
Episode #78: The Healthcare Industry Doesn’t Want You Asking These Questions | David Huerta
Why does healthcare cost so much, and what can everyday Americans actually do about it? In this episode of the Ever Forward Mindset Podcast, I sit down with David Huerta, CEO and co-founder of Whole Person Virtual Care, to talk about one of the biggest expenses facing American families: healthcare. David brings decades of experience in the benefits and healthcare industry and shares his view on why the current system has become so expensive, complicated, and difficult for consumers to navigate. We talk about rising premiums and deductibles, the difference between health insurance and access to healthcare, virtual care, prescription costs, cash pricing, pharmacy benefit managers, medical cost transparency, and ways consumers can become more involved in what they are actually paying for. For me, this conversation goes beyond healthcare. If families can better understand and control one of the largest expenses in their lives, they may have more money available for their families, emergencies, investing, and building long-term financial freedom. TIMESTAMPS 00:00 Introduction 01:31 Meet David Huerta 02:23 Why David believes the healthcare system is broken 03:10 Rising deductibles and employer healthcare costs 04:07 Understanding insurance company economics 05:01 Healthcare access vs. health insurance 05:57 Why people delay healthcare because of cost 06:29 Whole Person Virtual Care explained 08:03 What went wrong with the healthcare system? 09:03 Human doctors vs. automated telemedicine 09:57 How virtual consultations work 11:36 How consumers can take more control 12:22 Shopping healthcare prices like any other purchase 13:19 Healthcare savings, investing, and prescription costs 14:18 Pharmacy benefit managers and prescription pricing 15:16 Comparing prescription prices 16:15 Are patients becoming numbers on a spreadsheet? 17:12 Hospital pricing and the "$850 pillow" example 18:35 Building alternatives to the traditional system 19:07 How to connect with Whole Person Virtual Care Learn more about Whole Person Virtual Care: wpvirtualcare.com Follow the Ever Forward Mindset Podcast: https://linktr.ee/everforwardmindsetpodcast This episode is for educational purposes only and should not be considered medical, insurance, legal, or financial advice. Statements made by guests represent their own views. #Healthcare #HealthcareCosts #HealthInsurance #Telemedicine #FinancialFreedom #Investing #MiddleAmerica #MainStreetAmerica #EverForwardMindset #MichaelRebelo


