
Episode #26
S1 E26: One Key for Everything with Raido Saar
From investigating forged documents on Estonia's post-Soviet border to founding ComplyOnce, Raido Saar has spent his career chasing the same question: how do you know who's really on the other side? Along the way, he helped shape Estonia's X-Road digital government infrastructure and built one of the first biometric passport identity solutions in Europe. In this episode, Raido sits down with Mat Yarger to unpack why the world spends $500 billion a year on anti-money-laundering efforts yet recovers just 0.02% of illicit funds, how outdated identity checks let one scammer open five fraudulent accounts using the same stolen face, and how Raido himself nearly got scammed on a fake podcast call. He also shares how LinkedIn and its verification vendor lost his identity data twice, and makes the case for a single encrypted identity key that could replace the passwords, selfies, and stolen accounts fueling today's fraud epidemic. It's a candid, wide-ranging conversation about why our systems for verifying trust are still built on 1990s architecture, and what it will actually take to fix them. If you enjoy the episode, don't forget to subscribe and leave a review.






