Episode #104
What Gray Divorce Means for your Health Insurance Coverage
What happens to your health insurance when you divorce before you're eligible for Medicare? For many people navigating gray divorce, health insurance has quietly existed in the background for decades, often through a spouse's employer. Once the divorce is final, that coverage can disappear, leaving someone in their 50s or early 60s facing potentially years of expensive health insurance before Medicare begins at age 65. In this episode of The Gray Divorce Podcast, Andrew Hatherley explains the health insurance "cliff" that can accompany divorce after 50. He breaks down how COBRA works, why its cost can come as such a shock, how health insurance should factor into divorce negotiations, alternatives available through the ACA marketplace and other sources, and an important Medicare rule that may allow you to qualify for premium-free Part A based on an ex-spouse's work history. Thanks for listening! We'd be very grateful if you'd subscribe to the podcast and give us 5 stars! Please visit Transcend Retirement or Wiser Divorce Solutions . Follow Andrew on LinkedIn too!
