Episode #32
The Woman Who Predicted the 2008 Crash on Bitcoin, the Dollar & What's Next
Frances Newton predicted the 2008 financial crisis and sold out of stocks near the market top. Now she is challenging some of the biggest assumptions investors make about Bitcoin, the U.S. dollar, the Federal Reserve and how money actually works. In this episode of The Money Signal: From Main Street to Wall Street, Tsvetta Kaleynska sits down with Frances Newton, Chief Investment Officer at Tuttle Wealth Partners, for a conversation about Bitcoin, monetary policy, market crashes, investing and the changing structure of financial markets. Can Bitcoin replace the U.S. dollar? Newton argues no. With Bitcoin's hard supply ceiling, its supply cannot expand and contract in response to economic conditions, a lever she argues remains fundamental to the role of the Federal Reserve and the monetary system. But the conversation goes much deeper into a question most people rarely ask: Where does money actually come from? Frances explains how money in circulation is connected to credit, how banks create loans through bookkeeping entries rather than simply lending out existing customer deposits, and why paying down debt can extinguish money from the system. She also takes us inside the 75th anniversary of Bretton Woods, where she watched Bitcoin advocates, a gold advocate and a central banker debate the future of money. Then the conversation turns to markets. Frances explains what she saw in historical charts leading up to the 1929 stock market crash, what helped her anticipate the 2008 financial crisis, and why today's market structure may be changing the way crashes and bear markets unfold. Frances and Tsvetta discuss: • How Frances Newton anticipated the 2008 financial crisis • Whether Bitcoin could ever replace the U.S. dollar • Why Bitcoin's fixed supply matters for its potential role as money • What the Federal Reserve actually does within the monetary system • How banks create money when they make loans • Why paying off debt can reduce the money supply • What she learned at the 75th anniversary of Bretton Woods • What historical market charts from 1929 can teach today's investors • How zero-days-to-expiration, or 0DTE, options are changing market behavior • How dealer gamma may be compressing bear markets that once unfolded over many months • Why the traditional 60/40 stock-and-bond portfolio may no longer provide the protection investors expect • Ray Dalio's framework of an economy divided between the top 40% and bottom 60% • Why private markets have created an investment-access divide • Why prediction markets are becoming increasingly attractive to traders • How artificial intelligence is changing traditional information advantages in financial markets • What the professor behind the VIX told Frances about volatility and markets The conversation ultimately raises a much larger question: Are the financial rules investors have relied on for decades still working in today's market? For anyone interested in Bitcoin, the U.S. dollar, the Federal Reserve, the 2008 financial crisis, stock market crashes, monetary policy, how banks create money, the 60/40 portfolio, Ray Dalio, prediction markets, options trading, the VIX or the future of investing, this episode offers a very different way of looking at how money and markets actually work. Host: Tsvetta Kaleynska — Consumer Data & Social Listening Expert Peter Tuchman -- NYSE Floor Broker, "Einstein of Wall Street" About The Money Signal: From Main Street to Wall Street — founders, CEOs, investors, and Wall Street veterans on money, business, and what success actually costs. Produced by GLORION MEDIA Follow & Listen: Website: moneysignalpodcast.com Instagram: @moneysignal.podcast Spotify: The Money Signal: From Main Street to Wall Street Disclaimer The content presented on The Money Signal: From Main Street to Wall Street is for informational and entertainment purposes only and does not constitute financial, investment, legal, tax, or other professional advice. The views expressed by hosts and guests are their own and do not necessarily reflect the views of GLORION Media or its affiliates. Any discussion of companies, securities, markets, or investment strategies is intended solely as commentary and should not be interpreted as a recommendation to buy, sell, or hold any financial instrument. Listeners and viewers should conduct their own research and consult with qualified financial or professional advisers before making any investment or business decisions. Past performance is not indicative of future results. GLORION Media, its hosts, producers, and affiliates may have business relationships with companies discuss...
