The Retirement Matters Show with Dale Smothers

About The Retirement Matters Show with Dale SmothersThe Retirement Matters Show is your weekly guide to retiring with clarity, confidence, and purpose. Hosted by Dale Smothers, RICP® and fiduciary financial advisor and featured on Fox Business and Kiplinger- each episode delivers straightforward retirement planning strategies designed for pre-retirees and retirees who are serious about protecting and growing what they've worked a lifetime to build.Each week we cover the retirement topics that matter most: retirement income planning, Social Security strategies, tax-efficient withdrawal planning, investment strategy, annuities, Medicare, estate planning, and how to build a retirement plan that lasts.At RDS Wealth, we believe your retirement should be lived- not just survived. Our approach is simple: sit on the same side of the table as our clients, offer unbiased guidance, and build a strategy that fits your life.📰 As featured in Kiplinger: Read Dale's full article on the Risk-On Ris

The Retirement Matters Show with Dale Smothers is a business podcast hosted by Dale Smothers, with 287 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Dale Smothers hosts The Retirement Matters Show with Dale Smothers, a business show with 287 episodes published.

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  The Retirement Matters Show with Dale Smothers

  How to Retire Confidently- and Save on Kentucky Taxes

  Aug 17, 202632 min

  Are you afraid of running out of money in retirement? In this episode of the Retirement Matters Podcast, Dale Smothers tackles that fear head-on- and share why having the confidence to actually spend what you've saved is just as important as saving it in the first place. Plus: a Kentucky-specific tax strategy every retiree should know about- the state retirement income exclusion. If you live in Kentucky, this could save you real money. Not in Kentucky? Many other states offer something similar, and RDS Wealth Management works with clients nationwide to find the strategies that fit your state and situation. Want to know how the homestead exemption and other tax strategies apply to your own retirement plan? 270.600.PLAN or schedule a complimentary call below! rdsmotherswealth.com/contact #RetirementPlanning #HomesteadExemption #PropertyTaxes #KentuckyRetirement #TaxStrategy #RetirementIncome #investing Retire the Way You Desire™ DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.

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  The Retirement Matters Show with Dale Smothers

  How the Homestead Exemption Could Lower Your Property Taxes in Retirement

  Aug 7, 202632 min

  div]:bg-bg-000/50 [&_pre>div]:border-0.5 [&_pre>div]:border-border-400 [&_.ignore-pre-bg>div]:bg-transparent [&_.standard-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&_.standard-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8 [&_.progressive-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&_.progressive-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8"> _*]:min-w-0 gap-3 [&_>_*:last-child]:mb-0 print:block print:[&_>_*_+_*]:mt-3 standard-markdown"> On this episode of the Retirement Matters Podcast, Dale Smothers brings in guest: Local PVA Chad Shively to break down the homestead exemption for Kentucky retirees and why listeners in every state should be paying attention too. Every state offers some version of this exemption; some save you more, some save you less, but almost all of them are underused simply because retirees don't know to ask. In this episode: What the homestead exemption is and how it can reduce your property tax burden in retirement Why exemptions like this should be a standard part of any income-phase tax strategy not an afterthought How working with a retirement income specialist (versus a growth-focused advisor) changes the way your plan is built around saving you money in taxes Why Roth conversions make sense for some retirees and not others — and how to know which camp you're in How stacking these strategies puts more money back in your pocket without adding stock market risk Want to know how the homestead exemption and other tax strategies apply to your own retirement plan? 270.600.PLAN rdsmotherswealth.com/contact #RetirementPlanning #HomesteadExemption #PropertyTaxes #KentuckyRetirement #TaxStrategy #RetirementIncome Retire the Way You Desire™ DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.

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  The Retirement Matters Show with Dale Smothers

  Give Every Dollar in Your Portfolio a Job: Growth, Taxes & Keeping More of Your Money in Retirement

  Jul 31, 202632 min

  Every dollar in your portfolio should have a job, but figuring out what that job is could be its own show. In this episode of the Retirement Matters Podcast, we go beyond asset allocation to talk about giving your money real purpose for the long haul, plus how to keep more of your hard-earned money by paying less to the IRS. It's a tightly packed episode, so expect to walk away with more than you came in with. Have questions about your own retirement plan? Call our team at 270.600.PLAN or visit rdsmotherswealth.com/contact. Enjoying the show? Leaving a review on your podcast platform of choice genuinely helps us reach more people who need this content- we'd be grateful if you took a minute to leave one. #RetirementPlanning #TaxStrategy #RetirementIncome Retire the Way You Desire™ DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.

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  The Retirement Matters Show with Dale Smothers

  The 3 Biggest Retirement Fears (And How to Overcome Them)

  Jul 24, 202631 min

  What are the three biggest fears retirees face as they enter retirement? In this episode of the Retirement Matters Podcast , we discuss the most common concerns that can make or break your retirement success and why answering these questions before you retire can make all the difference. If you're approaching retirement or beginning to think about your retirement income plan , this episode will help you prepare for the transition with greater confidence. Learn how thoughtful planning can help reduce uncertainty, protect your retirement lifestyle, and create a strategy designed for long-term success. At RDS Wealth, we help individuals and families navigate every stage of retirement planning, from building reliable retirement income to tax planning, investment management, healthcare planning, and legacy planning. Ready to build your retirement plan? Call (270) 600-PLAN to schedule a conversation with our team. Or visit https://rdsmotherswealth.com/contact/ to scheudle! Topics Covered: The biggest retirement fears Retirement income planning Preparing for retirement Financial planning for retirees Creating confidence in retirement Retirement strategies that work #RetirementPlanning #Retirement #RetirementIncome #FinancialPlanning #RetireWithConfidence #RetirementMatters #WealthManagement #RetirementPodcast #RetireSmart #RDSWealth DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.

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  The Retirement Matters Show with Dale Smothers

  Compound Interest and Your Retirement: What Growth & Income Phase Investors Need to Know

  Jul 19, 202632 min

  Whether you're still building wealth or already living off your portfolio, compound interest plays a different, but critical role in your retirement plan. On this episode of the Retirement Matters Podcast, Dale Smothers breaks down how compound interest works across both the growth phase and income phase of retirement, and why understanding the difference could change how you plan. If you're in the growth phase, stick around until the end for a deeper dive into how compounding builds long-term wealth. If you're already in the income phase, jump to the middle of the episode where we discuss how to think about compound interest once you're drawing income. No matter where you are on your retirement journey, this episode will help you understand how this powerful financial concept applies to your specific situation. Ready to talk through your own Income, Investment, Tax, Healthcare, or Legacy Map? Call 270.600.PLAN or visit rdsmotherswealth.com/contact to schedule a conversation. #RetirementPlanning #CompoundInterest #RetirementIncome #FinancialPlanning Retire the Way You Desire™ DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.

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