
The Rollup
Underneath The Hood Of The Rapidly Growing Neobank Sector With Rain CTO Charles Yoo-Naut
Rain Co-Founder Charles Yoo-Naut joins us for a look underneath the exploding neobank sector, which has exploded from $5m/month to $250m+/month in crypto-card volume in less than a year. He breaks down how Rain went from a stablecoin-backed card issuer for crypto-native DAOs to a platform powering over 200 card programs, including a landmark partnership with Western Union and more. Charles Yoo-Naut is the Co-Founder and CTO of Rain, a stablecoin-backed card issuing platform that powers programs for Western Union and 200+ other partners. The Rollup is where the leaders of digital assets and finance converge. Live from the financial capital of the world. Timestamps: 00:00 Intro 02:52 Stablecoins Spent Instantly On Visa 04:09 Built For Underbanked Digital Asset Teams 05:16 200 Programs Now Powered By Rain 09:44 Rain Powers Western Union Cards 12:27 How Rain Makes Money 15:00 Stablecoin Spend Data Revealed 18:00 Genius Act Impact On Rain 21:00 Compliance Licensing Takes Years 24:00 You Cannot Vibe Code Rain 28:23 Co-Founder Dynamic Explained 30:31 Building With AI From Day One Guest Socials: Charles Yoo-Naut X: https://x.com/cnaut Rain X: https://x.com/raincards Rain Website: https://www.rain.xyz/ Partners: If you run concentrated liquidity positions you know the grind. Price moves, you're out of range, you're rebalancing at, like, 3am. 1inch Aqua lets you take a different approach. You can stack multiple positions on the same token balance instead of babysitting a dozen pools, and your tokens never leave your wallet. Your liquidity stays awake, so you can catch up on your sleep. Check it out at https://1inch.com/aqua --- Dinari - Over 230 1:1 backed tokenized stocks, ETFs & more with dividends. US-based SEC transfer agent. Available on 5+ chains & via API. https://dinari.com/ --- Space and Time is providing verifiable data infrastructure for onchain finance. A decentralized database, blockchain indexer, and ZK coprocessor in one, giving DeFi protocols,stablecoins, and tokenized assets accurate, provable data. Learn more here: https://www.spaceandtime.io/ --- Relay is the fastest and most reliable way to swap any token on any chain. Learn more here: https://relay.link/bridge --- Zama is an open source cryptography company that builds state-of-the-art Fully Homomorphic Encryption (FHE) solutions for blockchain. Learn more here: https://www.zama.org/ --- -, -, . : Website: https://therollup.co/ Spotify: https://open.spotify.com/show/1P6ZeYd... Podcast: https://therollup.co/category/podcast Follow us on X: https://www.x.com/therollupco Follow Rob on X: https://x.com/robbieklages Follow Andy on X: https://x.com/andyyy Join our TG group: https://t.me/+TsM1CRpWFgk1NGZh The Rollup Disclosures: https://goodidea.ventures . . . : , , . , , . , . . How this was made






