Wealth on Your Terms

Wealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

Wealth on Your Terms is a business podcast hosted by Tobi Adekeye, with 24 episodes on record and a Required Pod Score of 80.

Tobi Adekeye hosts Wealth on Your Terms, a business show with 24 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Wealth on Your Terms

  Former Banker Explains Credit, Debt & Building Wealth: What Banks Don’t Tell You, Why Saving Isn’t Enough, The Truth About Homeownership & the $100K Salary

  Sep 17, 202658 min

  [Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Mo Rafi, a former banker who worked across four major Canadian banks: Scotia, TD, RBC and CIBC and managed over $40M in assets for wealthy clients.We talk about what working inside the banking system taught him about how money and wealth really work, why he believes the banking system is designed to keep people financially dependent, and what wealthy clients were doing differently to build their fortunes.We also break down how to negotiate better rates with your bank, escape high-interest debt, use debt strategically to build wealth, rethink home ownership, prepare financially before leaving a 9–5, and why the traditional formula for building wealth may no longer work in today’s economy.️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. For partnerships and business inquiries: tobimgt@gmail.com Follow us on Instagram: wealthonyourtermshub Subscribe & tap the so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi: Instagram: https://www.instagram.com/tobi.adekeye/ Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en ‍ LinkedIn: https://www.linkedin.com/in/tobiadekeye/ ️ Newsletter: https://tobiderin.substack.com Connect With Mo Rafi Instagram: https://www.instagram.com/raficredit.ca/‍ LinkedIn: https://ca.linkedin.com/in/morafiWebsite: https://raficredit.ca/ Connect with Mo through his social platforms and website.Episod 24 ⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

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  Wealth on Your Terms

  How to Build Wealth While Working a 9–5: Investing Your Salary, Building a $2M Retirement, Career Growth & Financial Freedom

  Aug 27, 20261h 11m

  [Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Lianne Hannaway, a former Managing Director at the Toronto Stock Exchange who spent over 20 years working in finance and helping build wealth from the inside.We talk about what she learned from being in rooms where wealthy people make financial decisions, why earning more money doesn't automatically make you financially secure, how she paid off $47,000 of debt in 20 months, the importance of negotiating your worth, building generational wealth without “wealthing in reverse,” and how she built a $2M retirement portfolio while also buying her mother a house.️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. For partnerships and business inquiries: tobimgt@gmail.com Follow us on Instagram: @https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast and Write a review and Rate us 5-stars on Spotify and Apple Podcasts Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi: Instagram: https://www.instagram.com/tobi.adekeye/ Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en ‍ LinkedIn: https://www.linkedin.com/in/tobiadekeye/ ️ Newsletter: https://tobiderin.substack.com Connect With Lianne Hannaway LinkedIn: https://ca.linkedin.com/in/liannehannaway Instagram: https://www.instagram.com/emotionsplusmath --- Timestamps 00:00 – How Growing Up Without Wealth Shaped Her Approach to Building It 11:46 – The Wealth Lessons Learned in Rooms You’re Not In 30:01 – Why Your 9–5 Is Still One of the Best Ways to Build Wealth 33:03 – The Salary Negotiation Rules Most People Never Learn 42:16 – The 5 Things That Actually Determine Financial Security 51:43 – How to Build Wealth Without Abandoning Your Family 58:05 – How to Make Generational Wealth Actually Last 1:04:34 – How to Know When You Have Enough Money 1:08:42 – How to Actually Enjoy the Wealth You’ve Built⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

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  Wealth on Your Terms

  From Starting Over to Multi-Millions: How to Create Wealth, Spot Opportunities & Build a Legacy That Lasts

  Aug 14, 20261h 37m

  [Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Fred and Bimpe, a couple who have built wealth through business, investing and entrepreneurship after moving from Nigeria to Canada. We talk about how they built a seven-figure portfolio in a relatively short period, how they acquired their first business just three months after moving to Canada, the realities of starting over in a new country, the next major wealth transfer through business acquisitions, and how to think about generational wealth and putting your children in a stronger financial position. ️ About Wealth on Your Terms Wealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. For partnerships and business inquiries: tobimgt@gmail.com Follow us on Instagram: wealthonyourtermshub Subscribe & tap the so you don't miss the next episode. To allow us post more episodes, 1) Hit the like button to support this podcast and 2) Write a review and Rate us 5-stars on Spotify and Apple Podcasts Listen on Your Favourite Platform - Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi: Instagram: https://www.instagram.com/tobi.adekeye/ Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en ‍ LinkedIn: https://www.linkedin.com/in/tobiadekeye/ ️ Newsletter: https://tobiderin.substack.com Connect With Fred & Bimpe Fred: https://ca.linkedin.com/in/frederick-obodozie-tep-a754174a Bimpe: https://www.instagram.com/bimzhair Email: info@econovacapital.com --- Timestamps 00:00 – Building a 7-Figure Portfolio After Starting Over in Canada 12:58 – How They Discovered a Million-Dollar Business 26:20 – How Expanding Your Network Creates New Opportunities 31:59 – The Next Big Wealth Transfer Is Through Business Acquisitions 39:45 – How They Bought a Business Just 3 Months After Moving to Canada 51:43 – What Made Them Take the Risk on a $2.5M Business 1:09:17 – Why Generational Wealth Can Disappear 1:12:10 – Why Owning Real Estate Doesn’t Automatically Build Wealth 1:27:09 – How to Build Long-Term Wealth for Your Children ⚠️ Disclaimer This content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed pro

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  Wealth on Your Terms

  Why Hard Work Isn’t Enough to Build Wealth: How to Build Social Capital, Network Strategically & Create More Opportunities

  Jul 23, 20261h 7m

  [Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Rachel Wong, co-founder of Monday Girl, one of the largest career-networking platforms for women in North America, and a former 8-year Uber employee who helped launch Uber Eats from the ground up and climbed the ranks to manage teams of up to 30 people.We talk about the overlooked asset class that matters just as much as money when it comes to building wealth, how to network effectively without it feeling transactional, the $80K loss Monday Girl took expanding into the US market, why she turned down raising VC money, how she bootstrapped a business for nine years while working full-time, how to climb the corporate ladder and get promoted, what it actually costs to run a community-based or events business, and how to know when to cut a revenue stream that isn't working.️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. For partnerships and business inquiries: tobimgt@gmail.com Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/Subscribe & tap the so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vwFor real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6Follow my real estate page: @tobi.realestate✨ Connect with me, Tobi: Instagram: https://www.instagram.com/tobi.adekeye/ Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en‍ LinkedIn: https://www.linkedin.com/in/tobiadekeye/️ Newsletter: https://tobiderin.substack.com Connect With Rachel Wong- Instagram: https://www.instagram.com/_rachelwong/- LinkedIn: https://ca.linkedin.com/in/rachelwongto------------------------- Timestamps00:00 – The Chinese Proverb Her Parents Taught Her After Losing Everything4:40 – She Got Fired From Her Job9:29 – The Equity Play 9-to-5 Employees Can Use to Build Wealth13:57 – The Asset That Builds More Wealth Than Money — And How to Build It20:43 – How She Actually Built a Million Dollar Business From Scratch21:07 – Losing $80,000 Taught Her This About Business35:54 – Why Chasing Multiple Income Streams Can Actually Hurt You44:01 – How She Leveraged Her 9-to-5 to Build a Million Dollar Business47:14 – Why Turning Down Investors Was the Smarter Move56:06 – The Promotion Advice Your Manager Hopes You Never Learn (From Someone Who Climbed the Corporate Ladder Herself and Became a Manager)⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

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  Wealth on Your Terms

  Financial Advisor: Why Retiring Will Be Harder For Millennials and Gen Z, Why Safe Investments Are Riskier Than You Think, and How To Build Wealth When The System Is Working Against You

  Jun 11, 202659 min

  [Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Nelson Kraus, a financial and investment advisor with IG Wealth Management with over 15 years of experience working with individuals, families, and business owners to help them build, protect, and transfer wealth efficiently.We get into why the traditional path to retirement is broken for people under 45, the one "safe" investment that is quietly making you poorer over time, the hidden decisions that wipe out decades of financial progress, why your personality determines how you handle money without you even realizing it, what wealthy people actually do differently when building long term wealth, why estate planning gets neglected even by wealthy individuals and what that costs families, and what 15 years of sitting across from wealthy families actually taught him about money, risk, and regret.Whether you're in your 20s, 30s, or 40s trying to figure out how to build real wealth before it's too late, this conversation is packed with honest, practical insights from someone who has seen it all from the other side of the table.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect with Nelson- LinkedIn: https://www.linkedin.com/in/nelson-kraus-cim-bb991b64/-------------------------📌 Timestamps00:00 – From call center to financial and investmentadvisor: the accidental career that changed everything03:08 – How your childhood wires your relationship with money without you knowing08:04 – The outdated wealth building blueprint that no longer works14:19 – The compounding secret behind every person who builds real lasting wealth16:06 – The silent wealth destroyers 19:10 – The wealth transfer mistake even rich families make23:41 – The investment everyone thinks is safe that is quietly making you poorer28:33 – Why people doing everything right are still ending up broke at retirement41:46 – The alternative investments the wealthy are quietly paying attention to47:06 – When faith meets finance: what money can and cannot actually give you49:04 – Starting over in your 20s or 30s: what 15 years in wealth management taught him⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

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