
Episode #154
Can You Afford to Move Abroad? with Cepee Tabibian
Send us Fan Mail Moving abroad after 30 is not the reckless, blow-up-your-whole-life fantasy everyone assumes it is. Done right, it might be one of the smartest money moves you ever make. In this episode, we have Cepee Tabibian . At the age of 35, Cepee upended her entire life by selling her belongings and moving to Europe and since then, has never looked back. Now, she teaches other women how to do it too, through her community-based business, She Hit Refresh : a global community of over 100,000 women age 30+ who want to move abroad. She has even turned her overseas expertise into the digital book “I’m Outta Here! An American’s Ultimate Visa Guide to Living in Europe” which was featured in Forbes (spoiler alert: it’s easier than you think). She’s the proud daughter of Colombian and Iranian immigrants and grew up in Houston, Texas before becoming an immigrant herself in Spain. We get into the real financials of moving abroad: the savings cushion you need before you go, the taxes nobody warns you about, the hidden costs, and the surprising expenses that actually disappear. Cepee also gets honest about safety as a woman living abroad alone, how to pick your country, why a scouting trip matters, and what financial freedom looks like once you finally build the life you want. How much money do I need saved before I move abroad? Minimum six to twelve months of your actual cost of living there, not what you spend in the US. Use Numbeo or Expatistan to get real numbers for the city you are considering before you set a savings goal. What do women forget to plan for financially? Taxes. The US taxes citizens on worldwide income no matter where they live. Get an expat tax professional before you go, not after. Health insurance is also required for most visas and runs roughly $80 to $500 a month depending on the country. What costs actually go away? Your car and everything that comes with it. Renters insurance is largely not a thing in Europe. And your overall cost of living often drops significantly, which is exactly why knowing your real numbers changes everything. How do you pick where to move? Take a scouting trip, not a vacation. Walk neighborhoods, meet a real estate agent, go to local meetups. Then filter through three things: is there a viable visa for you, does the culture match how you live, and does this place support your long-term goals. What is the first step in moving abroad if it feels overwhelming? Know your number. Research the real cost of living where you want to go and find the gap between that and your current income. That one number makes the whole thing feel like a plan. Then find community. Talking to women who have already done it changes everything. Cepee's closing line says it all: "you're never too old and it's never too late to hit refresh or to change your life." The dream is real. The logistics are where most people get stuck. We’re breaking down the actual financial moves you need to make before you relocate, so you land ready instead of scrambling. Join us for the next Money Talks “Your Move Abroad Financial Checklist: What to Do Before You Go”. Click here to register for FREE and bring your questions! Follow & connect with Cepee: Website Instagram @shehitrefresh Cost of living research tools: Numbeo and Expatistan I'm Outta Here! An American's Ultimate Visa Guide to Living in Europe Want to take this conversation one step further? Join us for our next Money Talks, a free 30 minute live session where we’ll dig into a question we hear all the time from women business owners: Budgeting for Businesses to Offer Benefits. Click here to register for FREE and bring your questions! Follow & connect with us! Website Facebook Page Facebook group Instagram TikTo k LinkedIn YouTube Reddit Resources Have questions? Click this to check out our expert Q&A for tips from industry experts, tailored to help women address their most common financial concerns. Subscribe to our newsletter to receive financial tips delivered weekly here ! ...






