Yapaholics Podcast

Yapaholics is the Florida Panhandle's podcast. Every week, we sit down with the locals, business owners, and characters who make Pensacola and the Gulf Coast worth living in — and worth moving to. Whether you've called this place home your whole life or you're still researching the move, pull up a chair. This is your insider's guide to Panhandle life, told by the people who live it.

Yapaholics Podcast is a business podcast hosted by Unknown Host, with 24 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Unknown Host hosts Yapaholics Podcast, a business show with 24 episodes published.

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  Episode #25

  Pensacola Money Tips: What a Credit Union CEO Wants You to Know - Yapaholics Podcast

  Aug 14, 202631 minS1

  Ready to buy a home in Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team help you get there. Apply for membership here: https://ccufl-member.cuapplications.org/ Mortgage rates at 18%. A $37,000 house. That was normal for your parents — and a Pensacola credit union CEO just put today's market in perspective in a way that actually makes sense. Park Broom, President and CEO of Loyalty Credit Union, joins us for one of the most grounded financial conversations we've had on the Yapaholics Podcast. Whether you're a first-time homebuyer in Pensacola, a young family trying to get ahead financially, or someone relocating to the Florida Panhandle and trying to figure out where to bank, this episode gives you the real picture. Park breaks down why today's mortgage rates are actually the new normal, what young families get wrong about money early on, why you should always contribute enough to get your employer's 401K match, and what it actually means to meet members where they are — not just in banking but in life. We also get into what makes Loyalty Credit Union different from a traditional bank, how they funded an entire Habitat for Humanity house alongside six other credit unions, and why Pensacola's downtown restaurant scene is turning heads even from Tallahassee. In this episode you'll learn: Why today's mortgage rates are the new normal — and what your parents actually paid The single most important financial move young families can make right now What makes a credit union different from a traditional bank in the Florida Panhandle How Loyalty Credit Union gave over $125,000 back to the community last year Why needs vs. wants is the most important financial conversation you're not having What Park loves most about Pensacola's food and restaurant scene ️ Local picks: Restaurant Iron, Pearl & Horn, Angelina's & more Park Broom is the President and CEO of Loyalty Credit Union, serving members across Pensacola, Panama City, and Tallahassee. Learn more at loyaltycu.org Buying in the 850? Start here → yapaholicspodcast.com MB01PPKXJLSQ3EE

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  Yapaholics Podcast

  When to Fire a Client: Real Business Lessons from Pensacola Pros - Yapaholics Podcast

  Aug 7, 202647 min

  Buying or selling in Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team take care of you in the 850. Want our weekly newsletter? https://yapaholicsnewsletter.riverside.com/ Every horror story has a red flag nobody wanted to see. Three Pensacola business owners react to the wildest client disasters on the internet — and share a few of their own. JD Cobb of Imagemakers joins us for a conversation that every entrepreneur, business owner, and realtor in the Florida Panhandle needs to hear. We pulled real business horror stories from Reddit and Entrepreneur Magazine and let three local Pensacola business owners react in real time. A $1.3 million software fraud that wiped out 47 employees. A 14-year-old hacker who ended up saving the company he breached. A client who nuked a business with one-star reviews because nobody answered the phone during a two-hour movie. We break down what went wrong, what could have been done differently, and what you should be putting in your contracts right now to protect yourself. We also get into the Yapaholics Invitational Charity Golf Tournament on October 16th at Marcus Pointe, why client boundaries matter more than being available 24/7, and why having the right title company in Pensacola can be the difference between a smooth close and a six-month nightmare. In this episode you'll learn: How to vet a big ticket vendor before wiring a single dollar Why calling your insurance company with a question automatically files a claim — and how the same thing happens in other industries How a 14-year-old hacker ended up saving a company's entire security infrastructure Why setting client expectations upfront is the most important thing any business owner can do What to look for in a title company in Pensacola — and which local ones the guys trust Why being available 24/7 is actually a red flag, not a flex Details on the Yapaholics Invitational Charity Golf Tournament benefiting Big Brothers Big Sisters of Northwest Florida ⛳ JD Cobb is the owner of Imagemakers, a local video production company in Pensacola, FL serving businesses across the Florida Panhandle. Buying or selling in the 850? Start here → yapaholicspodcast.com

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  Yapaholics Podcast

  Pensacola Homeowners Insurance Explained by a Local Allstate Agent - Yapaholics Podcast

  Jul 24, 202641 min

  Buying a home in Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team guide you through every step — including the insurance side. Pensacola homeowners insurance is more complicated than most buyers realize — and one wrong move before closing could cost you thousands. Kevin O'Neal, a lifelong Pensacola resident and Allstate agent, breaks it all down so you don't get caught off guard. Whether you're buying your first home in Pensacola or relocating to the Florida Panhandle from up north, understanding homeowners insurance in Florida is one of the most important steps in the process. Kevin covers why aluminum wiring and polybutylene plumbing can make a home uninsurable, what flood zones actually mean on the FEMA map, why X zone doesn't mean you won't flood, and what's really driving homeowners insurance rates up and down across the state. He also explains why calling a 1-800 number to ask about a claim automatically creates a claim on your record — and why having a local agent in your corner changes everything. We also hit auto insurance, the 118 lines of coverage Kevin can write, UWF going Division I, affordable local sports, and the best food spots in the 850. In this episode you'll learn: Why aluminum wiring and polybutylene plumbing can make a home uninsurable in Florida What X flood zone actually means — and why 33 homes in Kevin's neighborhood flooded with no coverage How new insurance companies entering Florida are manipulating rates in year one Why calling Geico or Progressive with a question automatically files a claim on your record What Citizens Insurance is requiring for all policies starting in 2027 How a new fire station in Chumuckla just dropped insurance rates for hundreds of homeowners Why you should do an annual insurance review every single year Local food picks: Prime & Beyond Wagyu, Cub's Crawfish & Pika Grill in Pace Kevin O'Neal is a lifelong Pensacola resident and Allstate insurance agent covering personal lines, commercial lines, and life insurance across the Florida Panhandle. Buying in the 850? Start here → yapaholicspodcast.com

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  Yapaholics Podcast

  Moving to Pensacola? Here's What the Bugs & Lawn Will Do to You - Yapaholics Podcast

  Jul 17, 202635 min

  🌐 Moving to Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team help you find your perfect home in the 850. If you're moving to Pensacola from up north, nobody warned you about the palmetto bugs, fire ants, and Formosan termites — and that's exactly why we made this episode. Andy May from Ensec Pest & Lawn has been in the Florida pest and lawn industry for nearly 20 years and breaks down everything new and prospective Pensacola homeowners need to know before they move in. From the moment you close on a house in the Florida Panhandle, your lawn and pest situation is completely different from anything you've dealt with up north. The grass types are different, the weeds are different, and the bugs — palmetto bugs, mole crickets, chinch bugs, fire ants, mosquitoes — are on a whole different level. Andy walks us through what to expect season by season, why Mother's Day marks the beginning of termite swarm season, how to tell the difference between a fire ant mound and a pyramid ant mound, and what actually works to keep your Pensacola lawn thick, lush, and green year-round. We also get into why Southern hospitality hit different when Andy moved here from Miami in 2009 — and why he's not going anywhere. In this episode you'll learn: Why lawns that thrived up north struggle in Pensacola's climate — and how to fix it The difference between palmetto bugs and German cockroaches (one is way worse) When termites swarm in Pensacola and why everyone panics around Mother's Day How to identify fire ant mounds vs. pyramid ant mounds before it's too late What chinch bugs, mole crickets, and no-see-ums actually do to your yard Why only female mosquitoes bite — and how one species can fly 30 miles for a blood meal Local food picks: Jim 'N Nick's BBQ, Hot Head Burritos & Petrella's Italian 🍖 Andy May is a pest and lawn care specialist with Ensec Pest & Lawn, serving the Pensacola, FL area for nearly 20 years. 📞 Ensec Pest & Lawn — search Ensec Pensacola to get in touch 🌐 Moving to Pensacola? Start here → yapaholicspodcast.com

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  Yapaholics Podcast

  Pensacola Life: Local Creator BigTre1000 on Growth, Food & Staying Home - Yapaholics Podcast

  Jul 10, 202639 min

  🌐 Thinking about moving to Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team help you find your spot in the 850. Pensacola native and viral comedian BigTre1000 is back for episode three — and this time we're getting into what it's really like to live, grow, and create content in the 850. From Nine Mile Road traffic to hidden Mexican food gems, this is the most honest Pensacola life conversation we've had yet. Tre went from three Facebook followers to nearly 500,000 in under a year by leaning into reaction content — and in this episode he breaks down exactly how that pivot happened, why Facebook's algorithm rewarded it, and what's coming next including a potential return to YouTube and live streaming. We also get real about what makes Pensacola one of the best places in the country to put down roots — the small town feel, the growth that's reshaping the city, and why people who leave almost always come back. Whether you're a local who already knows every spot we mention or someone researching what life in Pensacola actually looks like before making the move, this episode gives you the unfiltered version. In this episode you'll learn: How BigTre1000 grew from 3 to 484,000 Facebook followers in under a year Why the TikTok algorithm punishes inconsistency — and how to recover What clip farming is and how stolen content affects creators Why Pensacola's downtown is being compared to where Saint Pete was 20 years ago The real traffic situation on Nine Mile Road and around Cordova Mall 😅 Hidden local food gems: Takeo's in Cantonment, Jen's Grill, and a Mexican food truck off Ninth you need to try Why Pensacola keeps pulling people back no matter where they try to go BigTre1000 is a Pensacola-based social media comedian with nearly 500K followers on Facebook. Find him @BigTre1000 on TikTok, Instagram, and Facebook.

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